Comparison

Lightsplit vs Splity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lightsplit

Easily track and split expenses for group trips, dinners, or shared living costs. Integrate directly into your chat apps, allowing friends to participate without needing the app. Offers smart settlement features and multi-currency support for international use.

Highlights
  • Group expense tracking
  • Direct chat integration
  • AI receipt scanning
  • Smart settlement algorithm
  • Multi-currency support
  • Group budgets and stats
Features
Read full description

Split bills for trips, rent and meals with friends. Lightsplit tracks shared expenses and shows who owes whom, even when several people pay. Friends can also use Lightsplit on the web, LINE, Telegram or Discord. Start with virtual members, then share a group link when everyone is ready to join. START SPLITTING RIGHT AWAY • Create virtual members and track expenses before friends even sign up. When they join, they claim their records • Invite anyone in seconds with a QR code or link • Keep separate groups for trips, roommates, and nights out, and manage them all in one place SPLIT ANY EXPENSE • Split evenly, by shares, or by exact amounts, and mix them freely • Expenses, income, and transfers, with multiple payers • Built-in calculator and category icons AI RECEIPT SCAN • Scan a receipt or order screenshot with AI, then check the items and amounts before saving • Record it as one expense or split item by item • The free plan includes a limited number of scans; Premium raises the limit CONNECT AI APPS WITH MCP • Connect a compatible AI app to Lightsplit after signing in and approving access • Ask it to add expenses, look up transactions and review spending breakdowns • View and revoke connected apps from your profile SETTLE UP THE SMART WAY • Simplify group debts and see suggested repayments • Mark a debt as paid and the transfer is recorded automatically • Remind whoever still owes with one tap MULTI-CURRENCY • Record spending in different currencies with automatic conversion • Log each expense in its own currency, auto-converted to your group's settlement currency • Made for international trips STATS, BUDGETS & MORE • Category charts show exactly where the group's money went • Group budgets and personal spending limits • Shared to-do lists that convert into expenses • Save your payment details so friends know exactly how to pay you back Lightsplit Premium Subscribe to unlock: • An ad-free experience • Personal statistics • Record search and filters • Spreadsheet export • Full edit history • Unlimited records and to-dos • A higher AI scan limit Free to download, with limits on the free plan. Premium is an optional subscription. Create your first group and keep shared expenses clear. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splity

Features
Read full description

Splity is free to use, with no account to sign up for and no cap on how many expenses or groups you create. Trips, dinners, shared apartments: Splity tracks who paid for what and tells you who owes whom at the end. ONE INVITE CODE, EVERYONE LOGS TOGETHER Create a ledger and you get a six-character invite code. Send it to your friends and they can add expenses too — no account, no email, no phone number. Friends without an iPhone can join with the same code from the web version. SETTLE UP IN THE FEWEST TRANSFERS Splity cancels out debts that point both ways and works out the smallest set of payments that clears the ledger. Want one person to handle it instead? Switch to hub mode: everyone pays a single person, who then pays everyone else. Mark the ledger settled and the whole group sees it. TRAVEL CURRENCIES, CONVERTED AND LOCKED Enter an expense in the local currency and Splity converts it to your settlement currency at the current rate, then locks that rate in — later swings never rewrite what you already logged. Thirty-plus common currencies, from JPY and KRW to EUR and USD. QUICK SPLIT FOR ONE-OFF DINNERS No group needed. Enter who paid what and who owes what, see who pays whom, done — without leaving a single-use group behind in your list. EVERY LINE ACCOUNTED FOR The spreadsheet view shows every expense and every share at once, and exports to CSV. The activity log records who added, edited or deleted each entry, so nobody has to go from memory. ABOUT "FREE" Splity is free to use and supported by a few ads. One purchase removes them for good — there is no subscription and nothing billed monthly. No feature is ever locked behind a paywall. Available in English and Traditional Chinese. Questions or ideas: reach us through the support link.

Screenshots

Lightsplit4 screens
Splity4 screens

Verdict

The call

The clearest difference is in-app purchases: Splity at none against Lightsplit's 2. Lightsplit's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Lightsplit sells 2 in-app purchases, starting at $2.19 per month. Splity asks for nothing beyond the download.

UpkeepUpdate frequency

Lightsplit ships an update every 3 days, Splity every 4 days. The most recent releases landed on October 9, 2026 and October 13, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Lightsplit versus Splity: the parameters behind the verdict, then further details
ParameterLightsplitSplity
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 3 days — betterEvery 4 days
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.018.0
Further details — not scored
Size49 MB20 MB
Age rating4+4+
DeveloperPing-Hsien ChouChuang Lung Chien

In-app purchases

2 purchases

Lightsplit

Subscriptions2
  • Lightsplit Premium Monthly$2.191 Month
  • Lightsplit Premium Yearly$21.901 Year
None

Splity

No in-app purchases

Questions

Is Lightsplit free?
Lightsplit is free to download, with in-app purchases available.
Is Splity free?
Splity is free to download, with no in-app purchases.
Do Lightsplit or Splity have ads?
Splity shows ads; Lightsplit does not.
Which is updated more often, Lightsplit or Splity?
Lightsplit ships an update every 3 days, and Splity every 4 days. Most recently, Lightsplit was updated on October 9, 2026 and Splity on October 13, 2026.

Other comparisons