Trispend vs Splity

The easiest bill splitter for trips. Trispend tracks every shared expense, converts it across 150+ currencies, and shows exactly who owes who — offline, no signup, and only one person needs the app. 【SMART BILL SPLITTING】 Split expenses the way real trips happen: - Equal split for shared meals, taxis, tickets, and group activities - Split by amount when people pay different portions - Split by share for flexible proportional splitting - Automatic “who owes who” calculations - Optimized debt settlement with fewer transfers and less hassle 【MULTI-CURRENCY, ZERO CONFUSION】 Traveling across borders? Trispend supports 150+ currencies and updated exchange rates, so your group can track expenses in different currencies without messy manual calculations. Pay for dinner in yen, drinks in baht, a hotel in euros, and taxis in dollars. Trispend converts everything into your trip currency so everyone understands the real cost. 【TRIP-BASED ORGANIZATION】 Every trip gets its own dedicated space to track shared costs and manage your travel spending: - Add participants by name - Log expenses by category, including food, transport, lodging, activities, shopping, and more - Spread multi-day costs like hotels or car rentals across the right dates - View daily trip expenses and spending breakdowns at a glance - Keep each trip’s expenses, balances, and settlement separate 【PACKING CHECKLIST】 Start your trip before the first expense. Every trip gets a packing checklist right next to the budget: - Add items from a built-in library — documents, electronics, clothing, toiletries, meds, and more - Start fast with ready-made templates: overseas travel, beach getaways, camping, and ski trips - Check items off as you pack, with satisfying progress tracking - Save your own reusable templates with Trispend Pro Pack before you go, track while you're there — all in one trip. 【KNOW WHO OWES WHO】 At the end of the trip, Trispend shows exactly who should pay whom. No more messy notes, confusing spreadsheets, forgotten payments, or awkward group chat math. Trispend calculates the final balance so your group can settle up faster. Trispend does not move money. It simply tells you how much each person should send, so you can settle up your way with Venmo, Zelle, PayPal, bank transfer, cash, or any payment method you prefer. 【HOME SCREEN WIDGETS】 Stay on top of trip spending without opening the app: - Daily expense widget shows today’s total at a glance - Trip expense overview right on your Home Screen - Quick-access widgets for adding expenses faster 【PRIVATE AND OFFLINE】 Trispend is designed for real travel, including places with poor signal, expensive roaming, or no internet access. - No account required - Works offline - No cloud storage for your expense data - Your trip costs stay on your device - Fast, lightweight, and simple to use anywhere 【DESIGNED FOR REAL GROUP TRIPS】 Use Trispend for: - Group vacations with friends - Road trips - Beach weekends - Ski trips - International travel - Shared hotels and vacation rentals - Taxis, rideshares, gas, and parking - Meals, groceries, tickets, tours, and activities Whenever someone says “I’ll get this one, you get the next,” Trispend keeps the math clear. 【TRISPEND PRO】 Upgrade to Trispend Pro for advanced travel tools: - Advanced Insights: visualize spending patterns, trends, category breakdowns, and bigger-picture trip spending - PDF & CSV export: share clean settlement reports with your group, or review and organize expenses outside the app - Advanced reports: better understand who paid what, where the money went, and how the trip was split - More ways to understand and share your group trip spending - Choose monthly, yearly, or lifetime plans Privacy Policy: https://privacy.trispendapp.com/privacy Terms of Service: https://privacy.trispendapp.com/terms Download Trispend. Your next group trip is already complicated enough. Don’t let the money part be, too.

Splity is free to use, with no account to sign up for and no cap on how many expenses or groups you create. Trips, dinners, shared apartments: Splity tracks who paid for what and tells you who owes whom at the end. ONE INVITE CODE, EVERYONE LOGS TOGETHER Create a ledger and you get a six-character invite code. Send it to your friends and they can add expenses too — no account, no email, no phone number. Friends without an iPhone can join with the same code from the web version. SETTLE UP IN THE FEWEST TRANSFERS Splity cancels out debts that point both ways and works out the smallest set of payments that clears the ledger. Want one person to handle it instead? Switch to hub mode: everyone pays a single person, who then pays everyone else. Mark the ledger settled and the whole group sees it. TRAVEL CURRENCIES, CONVERTED AND LOCKED Enter an expense in the local currency and Splity converts it to your settlement currency at the current rate, then locks that rate in — later swings never rewrite what you already logged. Thirty-plus common currencies, from JPY and KRW to EUR and USD. QUICK SPLIT FOR ONE-OFF DINNERS No group needed. Enter who paid what and who owes what, see who pays whom, done — without leaving a single-use group behind in your list. EVERY LINE ACCOUNTED FOR The spreadsheet view shows every expense and every share at once, and exports to CSV. The activity log records who added, edited or deleted each entry, so nobody has to go from memory. ABOUT "FREE" Splity is free to use and supported by a few ads. One purchase removes them for good — there is no subscription and nothing billed monthly. No feature is ever locked behind a paywall. Available in English and Traditional Chinese. Questions or ideas: reach us through the support link.