Minimal Expense vs Splity

Minimal Expense: Travel, Split — daily, travel and shared ledgers in one app. And when you're done logging, a finance report written just for you. ■ Journal design - Warm paper tones, a terracotta seal, soft Japanese-inspired colors, dark mode retuned page by page. Logging feels like keeping a quiet journal. ■ Everyday logging & splitting - Custom categories and payment methods: your own colors and icons; cash, card and e-payments tallied separately. - Recurring entries: set rent, subscriptions, salary or that annual insurance once, and they post themselves — monthly, quarterly, half-yearly or yearly. - Income and expenses tallied separately, with a budget that shows what's left. - Everyday splitting: no trip needed — build a dinner or household event and add saved contacts as a group in one tap. - Multiple accounts & net worth: bank, cash and e-payments tracked apart. Transfers never count as spending, and the main ledger shows total and net worth at a glance. ■ Why Minimal Expense? - Three kinds of ledger, kept apart: daily, travel and shared each get their own book. Trip expenses file themselves. - Split with companions: who paid, how to split, who's in — three taps. Settlement reports work out who owes whom; mark as settled and share. - Treemap charts: the bigger the block, the more you spent. Understand your spending at a glance. - Multi-currency with locked-in rates: log in local currency abroad; the exchange rate is locked at entry time, so reports never shift. - Voice logging: "Lunch ramen 250" — one sentence logs category and amount. Works offline, completely free. - Transaction search: notes, categories, payment methods, amounts — find any entry in seconds. - Daily reminder + streak: a gentle knock each day to keep the habit going. ■ Weekly, monthly and yearly reports (Premium) - Weekly report: appears by itself every Monday — where last week went, how many days you logged. No waiting for month end. - Monthly Report: published on the 1st — spending trend, category ranking, a rhythm calendar, and a one-line summary. - Year in Review: a once-a-year page-flip ritual — seasons, top categories, records — shareable as a beautiful card. - Insights: see where you are this month (compared with the same day in your own past months, not with strangers), and which charges are still due before month end. - Trip Recap & Trip Report: statistics and share cards worth keeping. ■ Shared ledgers: one book, two people - Send a link and you're in: family, a friend, or your partner. No account, no friend requests. - Every entry shows who logged it, and syncs over iCloud to both phones. - Shared money is kept apart: it never mixes into your own ledger, so your reports and budget stay as clean as before. - Shared fund: each put some in, then spend from it — or let one person pay first and settle later. ■ Built for travel - Trip list: ongoing, upcoming, and finished trips at a glance; keep multiple trips. - Pre-trip expenses: log flights and hotels before departure for complete trip costs. - Travel footprint map: countries and cities light up on the map with per-trip spending (Premium). - Currency converter: quick conversions on the road, cached for offline use. ■ Subscription - Free: full main ledger + 1 travel ledger + 1 shared ledger + 1 account + splitting & settlement + voice logging + ledger search + charts. No ads. - Premium: weekly reports, monthly reports, year in review, insights, trip recap & footprint map, unlimited travel and shared ledgers, unlimited accounts, iCloud backup, export (CSV / JSON / PDF). - 3-day free trial; monthly or yearly (yearly saves more), cancel anytime in Settings. ■ Contact - Website: https://www.miniexpense.com - Privacy Policy: https://www.miniexpense.com/privacy-policy - Terms of Use (EULA): https://www.miniexpense.com/eula Thank you for choosing Minimal Expense — let's keep daily, travel and shared spending clear, together.

Splity is free to use, with no account to sign up for and no cap on how many expenses or groups you create. Trips, dinners, shared apartments: Splity tracks who paid for what and tells you who owes whom at the end. ONE INVITE CODE, EVERYONE LOGS TOGETHER Create a ledger and you get a six-character invite code. Send it to your friends and they can add expenses too — no account, no email, no phone number. Friends without an iPhone can join with the same code from the web version. SETTLE UP IN THE FEWEST TRANSFERS Splity cancels out debts that point both ways and works out the smallest set of payments that clears the ledger. Want one person to handle it instead? Switch to hub mode: everyone pays a single person, who then pays everyone else. Mark the ledger settled and the whole group sees it. TRAVEL CURRENCIES, CONVERTED AND LOCKED Enter an expense in the local currency and Splity converts it to your settlement currency at the current rate, then locks that rate in — later swings never rewrite what you already logged. Thirty-plus common currencies, from JPY and KRW to EUR and USD. QUICK SPLIT FOR ONE-OFF DINNERS No group needed. Enter who paid what and who owes what, see who pays whom, done — without leaving a single-use group behind in your list. EVERY LINE ACCOUNTED FOR The spreadsheet view shows every expense and every share at once, and exports to CSV. The activity log records who added, edited or deleted each entry, so nobody has to go from memory. ABOUT "FREE" Splity is free to use and supported by a few ads. One purchase removes them for good — there is no subscription and nothing billed monthly. No feature is ever locked behind a paywall. Available in English and Traditional Chinese. Questions or ideas: reach us through the support link.