Comparison

MPay商戶版 vs Splity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay商戶版

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MPay商戶版APP是澳門通股份有限公司專門為澳門中小微商戶打造的移動收單服務的手機應用程式。使用MPay商戶版APP,可進行便捷的線下正掃收款,線下反掃收款,交易消息推送,消息語音播報以及查看相關交易記錄。 官方網站:www.macaupass.com 官方公眾號:Macau-Pass Facebook:Macaupasscard

About

Splity

Features
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Splity is free to use, with no account to sign up for and no cap on how many expenses or groups you create. Trips, dinners, shared apartments: Splity tracks who paid for what and tells you who owes whom at the end. ONE INVITE CODE, EVERYONE LOGS TOGETHER Create a ledger and you get a six-character invite code. Send it to your friends and they can add expenses too — no account, no email, no phone number. Friends without an iPhone can join with the same code from the web version. SETTLE UP IN THE FEWEST TRANSFERS Splity cancels out debts that point both ways and works out the smallest set of payments that clears the ledger. Want one person to handle it instead? Switch to hub mode: everyone pays a single person, who then pays everyone else. Mark the ledger settled and the whole group sees it. TRAVEL CURRENCIES, CONVERTED AND LOCKED Enter an expense in the local currency and Splity converts it to your settlement currency at the current rate, then locks that rate in — later swings never rewrite what you already logged. Thirty-plus common currencies, from JPY and KRW to EUR and USD. QUICK SPLIT FOR ONE-OFF DINNERS No group needed. Enter who paid what and who owes what, see who pays whom, done — without leaving a single-use group behind in your list. EVERY LINE ACCOUNTED FOR The spreadsheet view shows every expense and every share at once, and exports to CSV. The activity log records who added, edited or deleted each entry, so nobody has to go from memory. ABOUT "FREE" Splity is free to use and supported by a few ads. One purchase removes them for good — there is no subscription and nothing billed monthly. No feature is ever locked behind a paywall. Available in English and Traditional Chinese. Questions or ideas: reach us through the support link.

Screenshots

MPay商戶版3 screens
Splity4 screens

Verdict

The call

The clearest difference is in-app purchases: MPay商戶版 at none against Splity's 1. MPay商戶版 also leads on ads (none vs shown) and iOS requirement (10 vs 18.0). Splity's advantage is update cadence (every 4 days vs every 6 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splity sells 1 one-off in-app purchase. MPay商戶版 asks for nothing beyond the download.

UpkeepUpdate frequency

MPay商戶版 ships an update every 6 weeks, Splity every 4 days. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 2 level
MPay商戶版 versus Splity: the parameters behind the verdict, then further details
ParameterMPay商戶版Splity
PriceFreeFree
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS10 — better18.0
Further details — not scored
Size58 MB20 MB
Age rating4+4+
Developer澳門通股份有限公司 Macau Pass S.A.Chuang Lung Chien

In-app purchases

None

MPay商戶版

No in-app purchases

1 purchases

Splity

One-time1
  • Remove Ads$1.99

Questions

Is MPay商戶版 free?
MPay商戶版 is free to download, with no in-app purchases.
Is Splity free?
Splity is free to download, with in-app purchases available.
Do MPay商戶版 or Splity have ads?
Splity shows ads; MPay商戶版 does not.
Which is updated more often, MPay商戶版 or Splity?
MPay商戶版 ships an update every 6 weeks, and Splity every 4 days. Most recently, MPay商戶版 was updated on November 6, 2026 and Splity on November 9, 2026.

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