Comparison

Smart Data vs Cyncly Pay Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Smart Data

Travel and Expense Management

Free

💰 Finance

★ 4.4764 ratingsView app →

About

Smart Data

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

Highlights

Review posted corporate Mastercard expenses
Add receipts using phone camera
Add business justification and allocate costs
Group and manage multiple expenses
Approve expenses and groups

Features

Read full description

Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.

About

Cyncly Pay Payments

Features

Read full description

App used to connect to mobile readers to process payments from CynclyPay.

Screenshots

Smart Data4 screens

Cyncly Pay Payments4 screens

Verdict

The call

The clearest difference is update cadence: Smart Data at monthly against Cyncly Pay Payments's every 14 months. Cyncly Pay Payments's advantage is iOS requirement (13.4 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart Data ships an update monthly, Cyncly Pay Payments every 14 months. The most recent releases landed on October 27, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level

Smart Data versus Cyncly Pay Payments: the parameters behind the verdict, then further details
Parameter	Smart Data	Cyncly Pay Payments
Price	Free	Free
Rating	4.4 (764 ratings) — better	—
Positive reviews	22.2% of reviews	—
Number of ratings	764 — better	—
Update frequency	Monthly — better	Every 14 months
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPad	iPhone, iPad, iPod — better
Requires iOS	17.0	13.4 — better
Further details — not scored
Size	45 MB	22 MB
Age rating	4+	4+
Developer	Mastercard International Incorporated	20-20 Technologies Inc

Bugs and requests

Smart Data

Reported bugs

6 issues

Login issues
Uploading receipts issues
App crashes during receipt import
Constant error messages
Submitted expenses cannot be edited

Show 1 more

Submitting receipts fails frequently

Requested features

8 requests

Biometric login (Face ID/fingerprint)
Update required notification
Storage for pending charge receipts
Ability to recognize recurring charges
Autofill password functionality

Show 3 more

Ability to take receipt picture from app
See billing session total/balance
Sync submitted receipts with pictures

Cyncly Pay Payments

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Smart Data

No in-app purchases

None

Cyncly Pay Payments

No in-app purchases

Questions

Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

Is Cyncly Pay Payments free?

Cyncly Pay Payments is free to download, with no in-app purchases.

Do Smart Data or Cyncly Pay Payments have ads?

Neither Smart Data nor Cyncly Pay Payments shows ads.

Which is updated more often, Smart Data or Cyncly Pay Payments?

Smart Data ships an update monthly, and Cyncly Pay Payments every 14 months. Most recently, Smart Data was updated on October 27, 2026 and Cyncly Pay Payments on October 9, 2026.