Comparison

Smart Data vs ONPointe Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Data

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

Highlights
  • Review posted corporate Mastercard expenses
  • Add receipts using phone camera
  • Add business justification and allocate costs
  • Group and manage multiple expenses
  • Approve expenses and groups
Features
Read full description

Note: This mobile application needs to be enabled by your bank. Your business happens in lots of places and, these days, it's usually not in your office. With Smart Data, your expense reporting can happen anytime, anywhere, just like your work. With the Smart Data mobile application, you can: * Review all posted expenses associated with your corporate Mastercard * Add receipts captured with your phone's camera eliminating the need to keep track of paper receipts * Add a business justification and allocate costs * Group and manage multiple expenses at once * Manage expenses and groups as an approver Smart Data is a component of Mastercard's Commercial product offerings, which financial institutions provide to their business customers to manage their Commercial Card programs. With the Mastercard Smart Data suite of solutions, organizations can better monitor spending, reduce vendor costs, and maximize efficiency. Smart Data helps companies seamlessly organize, consolidate, manage, and analyze financial data from cards, and cash transactions. Smart Data is a single, scalable, and highly configurable global platform with proven market leadership globally.

About

ONPointe Token

Read full description

Allows customers to access Old National's ONPointe Treasury online banking solution using multifactor authentication.

Screenshots

Smart Data4 screens
ONPointe Token2 screens

Verdict

The call

The clearest difference is update cadence: Smart Data at monthly against ONPointe Token's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart Data ships an update monthly, ONPointe Token every 5 months. The most recent releases landed on September 25, 2026 and September 14, 2026 respectively.

Scorecard1 real difference · 9 level
Smart Data versus ONPointe Token: the parameters behind the verdict, then further details
ParameterSmart DataONPointe Token
PriceFreeFree
Rating4.4 (699 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings699 — better—
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size63 MB4 MB
Age rating4+4+
DeveloperMastercard International IncorporatedOld National Bank

Bugs and requests

Smart Data

Reported bugs

6 issues
  • Login issues
  • Uploading receipts issues
  • App crashes during receipt import
  • Constant error messages
  • Submitted expenses cannot be edited
Show 1 more
  • Submitting receipts fails frequently

Requested features

8 requests
  • Biometric login (Face ID/fingerprint)
  • Update required notification
  • Storage for pending charge receipts
  • Ability to recognize recurring charges
  • Autofill password functionality
Show 3 more
  • Ability to take receipt picture from app
  • See billing session total/balance
  • Sync submitted receipts with pictures

ONPointe Token

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Smart Data

No in-app purchases

None

ONPointe Token

No in-app purchases

Questions

Is Smart Data free?
Smart Data is free to download, with no in-app purchases.
Is ONPointe Token free?
ONPointe Token is free to download, with no in-app purchases.
Do Smart Data or ONPointe Token have ads?
Neither Smart Data nor ONPointe Token shows ads.
Which is updated more often, Smart Data or ONPointe Token?
Smart Data ships an update monthly, and ONPointe Token every 5 months. Most recently, Smart Data was updated on September 25, 2026 and ONPointe Token on September 14, 2026.

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