Smart Data vs ONPointe Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Data
Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.
- Review posted corporate Mastercard expenses
- Add receipts using phone camera
- Add business justification and allocate costs
- Group and manage multiple expenses
- Approve expenses and groups
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Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.
ONPointe Token
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Allows customers to access Old National's ONPointe Treasury online banking solution using multifactor authentication.
Screenshots
Verdict
The clearest difference is update cadence: Smart Data at monthly against ONPointe Token's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Data ships an update monthly, ONPointe Token every 5 months. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.
| Parameter | Smart Data | ONPointe Token |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (729 ratings) — better | — |
| Positive reviews | 23.5% of reviews | — |
| Number of ratings | 729 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 63 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Mastercard International Incorporated | Old National Bank |
Bugs and requests
Smart Data
Reported bugs
6 issues- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited
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- Submitting receipts fails frequently
Requested features
8 requests- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality
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- Ability to take receipt picture from app
- See billing session total/balance
- Sync submitted receipts with pictures
ONPointe Token
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smart Data
No in-app purchases
ONPointe Token
No in-app purchases
Questions
Is Smart Data free?
Is ONPointe Token free?
Do Smart Data or ONPointe Token have ads?
Which is updated more often, Smart Data or ONPointe Token?
Other comparisons
