Smart Data vs Fifth Third Direct®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Data
Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.
- Review posted corporate Mastercard expenses
- Add receipts using phone camera
- Add business justification and allocate costs
- Group and manage multiple expenses
- Approve expenses and groups
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Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.
Fifth Third Direct®
Manage your business finances on the go. Deposit checks, approve payments, and view account activity with robust security features. Designed for commercial banking needs.
- Remote check deposit
- Payment approval
- Account balance access
- Transaction history
- Role-based security
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Securely deposit checks, access your accounts, approve payments and view recent activity with our app for managing your business. Deposit Checks Anytime, Anywhere Save time and accelerate cash flow with Remote Deposit Capture. Deposit checks directly from your mobile device and easily monitor deposit status and history. Approve Payments Wherever You Work Quickly approve, decline, or manage payments from your phone, helping you make faster decisions and maintain control of critical transactions. Stay Connected to Your Business Access account balances, transaction details, and account information whenever you need it. Get the visibility you need to manage your business with confidence. Built-In Security with Role-Based Access Protect your business with role-based permissions that ensure users only see the accounts, information, and actions they are authorized to access. Designed for Commercial Banking Expect simpler, faster, more intuitive ways to manage your business banking in one convenient experience. Disclosures Deposit and credit products offered by Fifth Third Bank, National Association. Member FDIC. Equal Housing Lender. Nothing herein should be construed as legal, tax, or accounting advice, nor a commitment to extend financing. Fifth Third Bank, National Association. All Rights Reserved. Member FDIC. Equal Housing Lender.
Screenshots
Verdict
Smart Data and Fifth Third Direct® both sit at 4.4 stars, but that hides the real split: 50% of Fifth Third Direct®'s written reviews are positive against 22% of Smart Data's. Smart Data's advantage is ratings volume (769 vs 7). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.4 for Smart Data against 4.4 for Fifth Third Direct®. That said, the two scores are not equally well evidenced: Smart Data has 769 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 22% of Smart Data's written reviews are positive against 50% of Fifth Third Direct®'s.
Smart Data ships an update monthly, Fifth Third Direct® every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.
| Parameter | Smart Data | Fifth Third Direct® |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (769 ratings) | 4.4 (7 ratings) — better |
| Positive reviews | 22.2% of reviews | 50.0% of reviews — better |
| Number of ratings | 769 — better | 7 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 45 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | Mastercard International Incorporated | FifthThird Bank |
Customer experience
Smart Data
Fifth Third Direct®
Bugs and requests
Smart Data
Reported bugs
6 issues- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited
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- Submitting receipts fails frequently
Requested features
8 requests- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality
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- Ability to take receipt picture from app
- See billing session total/balance
- Sync submitted receipts with pictures
Fifth Third Direct®
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smart Data
No in-app purchases
Fifth Third Direct®
No in-app purchases
Questions
Is Smart Data free?
Is Fifth Third Direct® free?
Which has better reviews, Smart Data or Fifth Third Direct®?
Do Smart Data or Fifth Third Direct® have ads?
Which is updated more often, Smart Data or Fifth Third Direct®?
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