GSIS Touch vs BDO Online
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GSIS Touch
Access your personal records and stay informed about Government Service Insurance System (GSIS) products and services. This official app is designed for active members, pensioners, and stakeholders to connect with GSIS.
- Access personal records
- Information on GSIS products
- Information on GSIS services
- Official GSIS communication
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This is the official mobile app of the Government Service Insurance System (GSIS) which active members, pensioners and stakeholders may use to access their personal records and various information about GSIS products and services.
BDO Online
Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.
- Lock/unlock cards
- View statements
- Free BDO to BDO transfers
- Biometric/Passcode confirmation
- QR code money transfers
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View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.
Screenshots
Verdict
The clearest difference is rating: BDO Online at 4.7 against GSIS Touch's 3.4. BDO Online also leads on ratings volume (11K vs 17) and update cadence (every 5 weeks vs every 3 months). GSIS Touch's advantage is review sentiment (27% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Online holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: BDO Online has 11K ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 27% of GSIS Touch's written reviews are positive against 11% of BDO Online's, so the app with the better star average is not the one people write more warmly about.
GSIS Touch ships an update every 3 months, BDO Online every 5 weeks. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.
| Parameter | GSIS Touch | BDO Online |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (17 ratings) | 4.7 (11K ratings) — better |
| Positive reviews | 26.9% of reviews — better | 11.2% of reviews |
| Number of ratings | 17 | 11K — better |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 55 MB | 412 MB |
| Age rating | 4+ | 4+ |
| Developer | Government Service Insurance System | BDO Unibank, Inc. |
Customer experience
GSIS Touch
BDO Online
User reviews
GSIS Touch
From 17 App Store ratingsWhat we love
- 👍 User-friendly interface
- 👍 Practical to use
- 👍 Informative content
- 👍 Good for basic information
Room to improve
- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 White screen on launch
- 🐛 Connectivity issues
- 🐛 Repeating notifications
BDO Online
From 11K App Store ratingsWhat we love
- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers
Bugs and requests
GSIS Touch
Reported bugs
7 issues- App crashes after iOS updates
- App won't open after iOS updates
- White screen on launch
- Connectivity issues
- Repeating notifications for past transactions
Show 2 moreShow fewer
- App not downloadable after iOS update
- Informs of new version but not available in App Store
Requested features
2 requests- Button to mark all as read or delete in inbox
- Proactive updates for iOS compatibility
BDO Online
Reported bugs
4 issues- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password
Requested features
5 requests- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)
In-app purchases
GSIS Touch
No in-app purchases
BDO Online
No in-app purchases








