Comparison

GSIS Touch vs BDO Online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GSIS Touch

Access your personal records and stay informed about Government Service Insurance System (GSIS) products and services. This official app is designed for active members, pensioners, and stakeholders to connect with GSIS.

Highlights
  • Access personal records
  • Information on GSIS products
  • Information on GSIS services
  • Official GSIS communication
Features
Read full description

This is the official mobile app of the Government Service Insurance System (GSIS) which active members, pensioners and stakeholders may use to access their personal records and various information about GSIS products and services.

About

BDO Online

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

Highlights
  • Lock/unlock cards
  • View statements
  • Free BDO to BDO transfers
  • Biometric/Passcode confirmation
  • QR code money transfers
Features
Read full description

View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.

Screenshots

GSIS Touch4 screens
BDO Online4 screens

Verdict

The call

The clearest difference is rating: BDO Online at 4.7 against GSIS Touch's 3.4. BDO Online also leads on ratings volume (11K vs 17) and update cadence (every 5 weeks vs every 3 months). GSIS Touch's advantage is review sentiment (27% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BDO Online holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: BDO Online has 11K ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 27% of GSIS Touch's written reviews are positive against 11% of BDO Online's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

GSIS Touch ships an update every 3 months, BDO Online every 5 weeks. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
GSIS Touch versus BDO Online: the parameters behind the verdict, then further details
ParameterGSIS TouchBDO Online
PriceFreeFree
Rating3.4 (17 ratings)4.7 (11K ratings) — better
Positive reviews26.9% of reviews — better11.2% of reviews
Number of ratings1711K — better
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size55 MB412 MB
Age rating4+4+
DeveloperGovernment Service Insurance SystemBDO Unibank, Inc.

Customer experience

GSIS Touch

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews52 reviews
Positive26.9%
Neutral21.2%
Negative51.9%

BDO Online

All ratings11,161 ratings
Positive92.9%
Neutral0.9%
Negative6.2%
Written reviews537 reviews
Positive11.2%
Neutral2.0%
Negative86.8%

User reviews

GSIS Touch

From 17 App Store ratings

What we love

  • 👍 User-friendly interface
  • 👍 Practical to use
  • 👍 Informative content
  • 👍 Good for basic information

Room to improve

  • 🐛 App crashes frequently
  • 🐛 App won't open
  • 🐛 White screen on launch
  • 🐛 Connectivity issues
  • 🐛 Repeating notifications

BDO Online

From 11K App Store ratings

What we love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔑 Inconsistent login issues
  • ⏱️ Slow and unresponsive
  • 💳 Unable to access credit card accounts
  • 📤 Unsuccessful transactions and transfers

Bugs and requests

GSIS Touch

Reported bugs

7 issues
  • App crashes after iOS updates
  • App won't open after iOS updates
  • White screen on launch
  • Connectivity issues
  • Repeating notifications for past transactions
Show 2 more
  • App not downloadable after iOS update
  • Informs of new version but not available in App Store

Requested features

2 requests
  • Button to mark all as read or delete in inbox
  • Proactive updates for iOS compatibility

BDO Online

Reported bugs

4 issues
  • Accounts not showing up
  • Transaction history not updating
  • Inability to receive OTP
  • Constant need to reset password

Requested features

5 requests
  • Allow saving of biller details
  • Synchronize passwords across web and mobile
  • Provide OTP options via email or authenticator app
  • Optimize for tablet/iPad use
  • Add ability to transfer between own accounts (e.g., USD to PHP)

In-app purchases

None

GSIS Touch

No in-app purchases

None

BDO Online

No in-app purchases

Questions

Is GSIS Touch free?
GSIS Touch is free to download, with no in-app purchases.
Is BDO Online free?
BDO Online is free to download, with no in-app purchases.
Which has better reviews, GSIS Touch or BDO Online?
BDO Online is rated higher. GSIS Touch averages 3.4 out of 5 from 17 ratings, while BDO Online averages 4.7 from 11K ratings.
Do GSIS Touch or BDO Online have ads?
Neither GSIS Touch nor BDO Online shows ads.
Which is updated more often, GSIS Touch or BDO Online?
GSIS Touch ships an update every 3 months, and BDO Online every 5 weeks. Most recently, GSIS Touch was updated on October 9, 2026 and BDO Online on October 17, 2026.

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