Comparison

GSIS Touch vs BDO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GSIS Touch

Access your personal records and stay informed about Government Service Insurance System (GSIS) products and services. This official app is designed for active members, pensioners, and stakeholders to connect with GSIS.

Highlights
  • Access personal records
  • Information on GSIS products
  • Information on GSIS services
  • Official GSIS communication
Features
Read full description

This is the official mobile app of the Government Service Insurance System (GSIS) which active members, pensioners and stakeholders may use to access their personal records and various information about GSIS products and services.

About

BDO Pay

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

Highlights
  • Scan QR Ph codes
  • Send money for free to BDO accounts
  • Pay bills with no service fees
  • Request money from users
  • Split bills
  • Buy load
  • QR withdrawals and deposits
Features
Read full description

No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Screenshots

GSIS Touch4 screens
BDO Pay4 screens

Verdict

The call

The clearest difference is rating: BDO Pay at 4.8 against GSIS Touch's 3.4. BDO Pay also leads on ratings volume (1.7K vs 17) and update cadence (monthly vs every 3 months). GSIS Touch's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BDO Pay holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 27% of GSIS Touch's written reviews are positive against 31% of BDO Pay's.

UpkeepUpdate frequency

GSIS Touch ships an update every 3 months, BDO Pay monthly. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
GSIS Touch versus BDO Pay: the parameters behind the verdict, then further details
ParameterGSIS TouchBDO Pay
PriceFreeFree
Rating3.4 (17 ratings)4.8 (1.7K ratings) — better
Positive reviews26.9% of reviews30.8% of reviews — better
Number of ratings171.7K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size55 MB576 MB
Age rating4+4+
DeveloperGovernment Service Insurance SystemBDO Unibank, Inc.

Customer experience

GSIS Touch

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews52 reviews
Positive26.9%
Neutral21.2%
Negative51.9%

BDO Pay

All ratings1,676 ratings
Positive95.1%
Neutral1.5%
Negative3.4%
Written reviews39 reviews
Positive30.8%
Neutral2.6%
Negative66.7%

Bugs and requests

GSIS Touch

Reported bugs

7 issues
  • App crashes after iOS updates
  • App won't open after iOS updates
  • White screen on launch
  • Connectivity issues
  • Repeating notifications for past transactions
Show 2 more
  • App not downloadable after iOS update
  • Informs of new version but not available in App Store

Requested features

2 requests
  • Button to mark all as read or delete in inbox
  • Proactive updates for iOS compatibility

BDO Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

GSIS Touch

No in-app purchases

None

BDO Pay

No in-app purchases

Questions

Is GSIS Touch free?
GSIS Touch is free to download, with no in-app purchases.
Is BDO Pay free?
BDO Pay is free to download, with no in-app purchases.
Which has better reviews, GSIS Touch or BDO Pay?
BDO Pay is rated higher. GSIS Touch averages 3.4 out of 5 from 17 ratings, while BDO Pay averages 4.8 from 1.7K ratings.
Do GSIS Touch or BDO Pay have ads?
Neither GSIS Touch nor BDO Pay shows ads.
Which is updated more often, GSIS Touch or BDO Pay?
GSIS Touch ships an update every 3 months, and BDO Pay monthly. Most recently, GSIS Touch was updated on October 9, 2026 and BDO Pay on October 15, 2026.

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