Comparison

Zofi Cash vs Rellevate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zofi Cash

Access affordable salary advances before your payday through a digital financial platform. Receive funds from your employer instantly when unexpected financial needs arise.

Highlights
  • Affordable salary advances
  • Instant fund access
  • Digital financial platform
  • Employer-provided advances
  • Financial emergency support
Features
Read full description

Zofi Cash is a digital financial platform taking care of employees’ financial emergencies before pay day by providing affordable salary advances. Now there's a faster and easier way to get salary advances. Receive money from your employer instantly whenever you need it.

About

Rellevate

Access your earned wages between paydays with a digital account offering a debit card, bill pay, and money transfer services. It provides a financial wellness benefit for employees and is available to the general public with no monthly fees or credit checks.

Highlights
  • Pay Any-Day access to earned wages
  • Rellevate Visa/MasterCard Debit Card
  • ATM Network access
  • Online Bill Pay
  • Send Money feature
  • Earnings Credit on balances
  • FDIC Insured Account
Features
Read full description

Rellevate is a digital consumer financial services platform that facilitates consumer access and use of their money, anytime…anywhere. Rellevate’s state-of-the-art digital platform strengthens organizations and their workforces with a financial wellness benefit, the Rellevate Digital Account featuring Pay Any-Day*. Pay Any-Day* enables employers to offer employees secure and affordable advances to earned wages, between pay periods. [:mav: 2.0.8] Other features of the Rellevate Digital Account with Earnings Credit, which is available to the general public, include a Rellevate Visa® Debit Card, ATM Network, Bill Pay and Send Money. There are no monthly subscription fees, no credit checks, and no minimum balance requirements. *Pay Any-Day currently available only to employees whose Employers offer the Rellevate Digital Account to their workforce. Rellevate facilitates banking services through Sutton Bank. Member FDIC. The Rellevate Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc The Rellevate MasterCard® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard YOUR MONEY WHEN YOU NEED IT For employees whose employer is offering Rellevate, you can access up to 50% of your pay before payday via Pay Any-Day. The funds are transferred real-time to your Rellevate Account. SPEND, ACCESS, SEND, EARN ON-YOUR MONEY The Rellevate Digital Account includes: The Rellevate Debit Card can be used at millions of locations worldwide Access your money at 55,000 locations worldwide with the Allpoint Network with 2 transactions per month / no fee Safe and secure Online Bill Pay with over 100,000 billers participating / no fee Send Money to Friends and Friends in the U.S. (including Puerto Rico) / no fee Earnings Credit paid monthly on account balances FDIC Insured Account, 24/7/365 Customer Service in English and Spanish

Screenshots

Zofi Cash4 screens
Rellevate4 screens

Verdict

The call

The clearest difference is rating: Rellevate at 4.8 against Zofi Cash's 2.0. Rellevate also leads on update cadence (monthly vs every 23 months) and ratings volume (134 vs 4). Zofi Cash's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rellevate holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Rellevate has 134 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Zofi Cash ships an update every 23 months, Rellevate monthly. Both last shipped on November 11, 2026.

Scorecard4 real differences · 6 level
Zofi Cash versus Rellevate: the parameters behind the verdict, then further details
ParameterZofi CashRellevate
PriceFreeFree
Rating2.0 (4 ratings)4.8 (134 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings4134 — better
Update frequencyEvery 23 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size34 MB51 MB
Age rating17+12+
DeveloperZofi Cash LLCRellevate, Inc.

Customer experience

Zofi Cash

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%

Rellevate

All ratings134 ratings
Positive95.5%
Neutral0.0%
Negative4.5%
Written reviews15 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Zofi Cash

No in-app purchases

None

Rellevate

No in-app purchases

Questions

Is Zofi Cash free?
Zofi Cash is free to download, with no in-app purchases.
Is Rellevate free?
Rellevate is free to download, with no in-app purchases.
Which has better reviews, Zofi Cash or Rellevate?
Rellevate is rated higher. Zofi Cash averages 2.0 out of 5 from 4 ratings, while Rellevate averages 4.8 from 134 ratings.
Do Zofi Cash or Rellevate have ads?
Neither Zofi Cash nor Rellevate shows ads.
Which is updated more often, Zofi Cash or Rellevate?
Zofi Cash ships an update every 23 months, and Rellevate monthly. Most recently, Zofi Cash was updated on November 11, 2026 and Rellevate on November 11, 2026.

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