Comparison

Flutterwave vs MontyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flutterwave

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

Highlights
  • Mobile POS functionality
  • Accept card payments
  • Multiple payment methods
  • Create online stores
  • Order management
  • Transaction overview
  • Customer details retrieval
Features
Read full description

Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.

About

MontyPay

Read full description

With MontyPay’s mobile app, merchants can run their business and manage payments on the spot, while benefiting from a seamless experience. Merchants can also access all their dashboard reporting analytics. This application allows you to keep track of your activities: 1. Track and monitor transactions 2. Check refunds 3. Check sales status 4. Generate reports 5. Share payment links through QR Pay

Screenshots

Flutterwave4 screens
MontyPay4 screens

Verdict

The call

The clearest difference is iOS requirement: MontyPay at 13.0 against Flutterwave's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Flutterwave ships an update every 6 weeks, MontyPay every 2 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
Flutterwave versus MontyPay: the parameters behind the verdict, then further details
ParameterFlutterwaveMontyPay
PriceFreeFree
Rating4.5 (865 ratings) — better—
Positive reviews35.0% of reviews—
Number of ratings865 — better—
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size43 MB182 MB
Age rating4+4+
DeveloperFlutterwave Inc,MONTYPAY UK LTD

Bugs and requests

Flutterwave

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Verification issues with account details

Requested features

3 requests
  • Card payment option
  • Dark mode
  • Advanced analytics dashboard

MontyPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flutterwave

No in-app purchases

None

MontyPay

No in-app purchases

Questions

Is Flutterwave free?
Flutterwave is free to download, with no in-app purchases.
Is MontyPay free?
MontyPay is free to download, with no in-app purchases.
Do Flutterwave or MontyPay have ads?
Neither Flutterwave nor MontyPay shows ads.
Which is updated more often, Flutterwave or MontyPay?
Flutterwave ships an update every 6 weeks, and MontyPay every 2 months. Most recently, Flutterwave was updated on October 24, 2026 and MontyPay on October 6, 2026.

Other comparisons