Comparison

Tweeq vs urpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tweeq

Manage your spending and transfers with this free financial account. It offers detailed spending analytics to help you save money, along with features for paying, sending, and receiving funds quickly. Control your card and account settings for enhanced security.

Highlights
  • Send, spend, and save money
  • Detailed spending analytics
  • Instant money transfers
  • Card and account control
  • Money requests
  • Transaction notifications
Features
Read full description

Welcome to Tweeq, your free spending account that helps you to manage all your spendings and transfers. Tweeq helps you to save money by offering the latest financial services and detailed analytics for all your spending. Join thousands of users in a unique and simple experience. The Tweeq account offers you all the needed services, from payment and sending money to analyzing your spending with firm control of your card and account... and much more features in one app. Pay, transfer, and receive money in seconds: - Pay for any transaction with the Tweeq card. - Send money freely, quickly, and easily to any Tweeq account. - Send a message with every transfer. - Receive money from any Tweeq account. - Get notified with every transaction. - React with emojis when your friends send you money. - Collect borrowed money with a simple money request. Detailed analytics help you save your money: - Track your payments and transfers. - Analyze your total spending in different categories: food, gas, shopping, etc. - See how much you spend on each merchant. - Track your total spending in any month or any selected period. - Monitor your spending in each country you visit. - Track how much money you sent to others. Control all the features offered by your cards and account: - Freeze your card with just one click in case it is lost. - Change your PIN. - Open and close online purchases at any time. - Control money withdrawal from ATMs. Our special Customer Care team can assist you with 24/7 service. Our app is licensed by SAMA. أهلًا بك في طويق، حسابك المالي المجاني الذي يمكّنك من التحكم بكل مصروفاتك وحوالاتك، ويساعدك في توفير أموالك من خلال أحدث الخدمات المالية و التحليلات المفصلة لكل مصروفاتك. انضم إلى آلاف العملاء المميزين في تجربة مالية متميزة و سهلة. حساب طويق يوفر لك كل الخدمات المالية التي تحتاجها؛ من بطاقات دفع مقبولة في كل أنحاء العالم، وتحويل واستلام الأموال بكل سهولة، وتحليل مفصل لكل مصاريفك، وتحكُّم كامل ببطاقاتك وحسابك.. وغيرها من المزايا في تطبيق واحد. ادفع و حول و استلم أموالك في ثواني - ادفع أي عملية عن طريق بطاقة طويق. - أرسل الأموال مجانًا بسرعة وسهولة لكل حسابات طويق. - اكتب رسالة مع التحويل تصل للمستلم في تنبيه. - استلم الأموال من أي مستخدم لحساب طويق. - تنبيهات لحظية لكل الحوالات المرسلة و المستلمة. - عبّر بإيموجي مع كل حوالة تصلك. - أرسل إلى مستخدمي طويق طلبًا بتحويل المال لك. تحليلات مفصلة تساعدك في توفير أموالك - سجل لكل عمليات الدفع والتحويل. - شاهد مجموع مصاريفك على مختلف الفئات من أكل وتسوُّق وبنزين وغيرها. - شاهد مجموع مصاريفك من كل متجر على حدة. - شاهد مجموع مصاريفك في كل دولة تزورها. - شاهد مجموع مصاريفك في أي شهر أو مدة معينة. - شاهد مجموع الحوالات. تحكم في جميع خصائص بطاقاتك و حسابك - جمد البطاقة بضغطة زر في حال ضياعها. - غير كلمة السر للبطاقة. - افتح و اقفل عمليات الشراء الإلكتروني في أي وقت. - تحكم بعمليات السحب من آلات الصرافة. خدمة عملاء مميزة تساعدك أي ساعة في اليوم وطوال الأسبوع. التطبيق مرخص من البنك المركزي السعودي.

About

urpay

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Highlights
  • Digital wallet
  • Global money transfer
  • Bill payments
  • Virtual and physical cards
  • Mobile top-ups
  • Payment splitting
  • Family wallet
Features
Read full description

Manage all your finances in one app. urpay is your smart digital wallet designed to make everyday financial tasks faster, easier, and more rewarding. What you can do with urpay: Create your account in a minute and start managing your money securely. Top up your wallet via bank cards, Apple Pay, bank transfers, Mokafaa points or Samsung Pay. Send and receive money locally and internationally to over 140 countries through providers like MoneyGram, Tahweel Al Rajhi, Ria and more. Issue Mada & Visa cards for shopping, withdrawals, and premium benefits like cashback and airport lounge access. Pay bills easily through SADAD electricity, water, government services, and more. Recharge mobile lines or request an E-Sim card locally and internationally (STC, Mobily, Zain, Vodafone, Jazz, and others). Shop digital products & devices like gaming cards and smart watches from the built-in store. Split payments with Qatta, send money requests to collect your money from friends and families in a few taps. Pay your household salaries on time and with no hustle. Empower your family with the Family Wallet, give your kids their own wallet and monitor spending. Get instant finance through Emkan with no salary transfer required. Download urpay now and take control of your financial life. Need help? Contact us at 8001000081

Screenshots

Tweeq4 screens
urpay4 screens

Verdict

The call

The clearest difference is rating: urpay at 4.6 against Tweeq's 2.6. urpay also leads on ads (none vs shown) and ratings volume (12K vs 29). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

urpay holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: urpay has 12K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 20% of Tweeq's written reviews are positive against 27% of urpay's.

UpkeepUpdate frequency

Tweeq ships an update every 3 weeks, urpay every 9 days. The most recent releases landed on July 4, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
Tweeq versus urpay: the parameters behind the verdict, then further details
ParameterTweequrpay
PriceFreeFree
Rating2.6 (29 ratings)4.6 (12K ratings) — better
Positive reviews19.7% of reviews26.7% of reviews — better
Number of ratings2912K — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size202 MB194 MB
Age rating17+4+
DeveloperTweeqNeoleap

Customer experience

Tweeq

All ratings29 ratings
Positive37.9%
Neutral0.0%
Negative62.1%
Written reviews66 reviews
Positive19.7%
Neutral9.1%
Negative71.2%

urpay

All ratings11,563 ratings
Positive91.0%
Neutral2.0%
Negative7.0%
Written reviews161 reviews
Positive26.7%
Neutral5.0%
Negative68.3%

Bugs and requests

Tweeq

Not enough reviews yet to summarise bugs or requests.

urpay

Reported bugs

4 issues
  • Login/signup issues
  • Freezing, crashing, and performance problems
  • International transfers not working
  • Deduction of funds without reason

Requested features

6 requests
  • Add monthly spending reports
  • Allow multiple wallets
  • Support Mada cards
  • Restore previous cashback rates
  • Increase transfer limits
Show 1 more
  • Allow more users to manage family wallet

In-app purchases

None

Tweeq

No in-app purchases

None

urpay

No in-app purchases

Questions

Is Tweeq free?
Tweeq is free to download, with no in-app purchases.
Is urpay free?
urpay is free to download, with no in-app purchases.
Which has better reviews, Tweeq or urpay?
urpay is rated higher. Tweeq averages 2.6 out of 5 from 29 ratings, while urpay averages 4.6 from 12K ratings.
Do Tweeq or urpay have ads?
Tweeq shows ads; urpay does not.
Which is updated more often, Tweeq or urpay?
Tweeq ships an update every 3 weeks, and urpay every 9 days. Most recently, Tweeq was updated on July 4, 2026 and urpay on September 24, 2026.

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