urpay vs Mobily Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
urpay
A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.
- Digital wallet
- Global money transfer
- Bill payments
- Virtual and physical cards
- Mobile top-ups
- Payment splitting
- Family wallet
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Manage all your finances in one app. urpay is your smart digital wallet designed to make everyday financial tasks faster, easier, and more rewarding. What you can do with urpay: Create your account in a minute and start managing your money securely. Top up your wallet via bank cards, Apple Pay, bank transfers, Mokafaa points or Samsung Pay. Send and receive money locally and internationally to over 140 countries through providers like MoneyGram, Tahweel Al Rajhi, Ria and more. Issue Mada & Visa cards for shopping, withdrawals, and premium benefits like cashback and airport lounge access. Pay bills easily through SADAD electricity, water, government services, and more. Recharge mobile lines or request an E-Sim card locally and internationally (STC, Mobily, Zain, Vodafone, Jazz, and others). Shop digital products & devices like gaming cards and smart watches from the built-in store. Split payments with Qatta, send money requests to collect your money from friends and families in a few taps. Pay your household salaries on time and with no hustle. Empower your family with the Family Wallet, give your kids their own wallet and monitor spending. Get instant finance through Emkan with no salary transfer required. Download urpay now and take control of your financial life. Need help? Contact us at 8001000081
Mobily Pay
A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.
- Visa card integration
- Wallet to wallet transfers
- Local bank transfers (SARIE)
- International transfers
- SADAD bill payments
- Scheduled payments
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Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...
Screenshots
Verdict
The clearest difference is ads: urpay at none against Mobily Pay's shown. urpay also leads on ratings volume (12K vs 3.6K). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for Mobily Pay. Both are backed by a comparable volume of ratings — 12K and 3.6K respectively. Written reviews are what separate them: 27% of urpay's written reviews are positive against 35% of Mobily Pay's.
urpay ships an update every 9 days, Mobily Pay fortnightly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | urpay | Mobily Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (12K ratings) | 4.7 (3.6K ratings) — better |
| Positive reviews | 26.7% of reviews | 34.6% of reviews — better |
| Number of ratings | 12K — better | 3.6K |
| Update frequency | Every 9 days — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 194 MB | 146 MB |
| Age rating | 4+ | 17+ |
| Developer | Neoleap | Etihad Digital Financial Company |
Customer experience
urpay
Mobily Pay
User reviews
urpay
From 12K App Store ratingsWhat we love
- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly
Room to improve
- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive
Mobily Pay
From 3.6K App Store ratingsWhat we love
- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money
Room to improve
- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working
Bugs and requests
urpay
Reported bugs
4 issues- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason
Requested features
6 requests- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits
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- Allow more users to manage family wallet
Mobily Pay
Reported bugs
7 issues- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues
Show 2 moreShow fewer
- Incompatibility with older devices
- Balance recharge problems
Requested features
5 requests- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge
In-app purchases
urpay
No in-app purchases
Mobily Pay
No in-app purchases
