Mobily Pay vs STC Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobily Pay
A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.
- Visa card integration
- Wallet to wallet transfer
- Local and international transfers
- SADAD and Mobily payments
- Bill payment in one click
- Scheduled payments
- Send gifts
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Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...
STC Bank
Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.
- Manage multiple accounts
- Local & international transfers
- Card management (mada & Visa)
- Bill payment
- Financing options
- Saving accounts
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STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!
Screenshots
Verdict
The clearest difference is ads: STC Bank at none against Mobily Pay's shown. STC Bank also leads on update cadence (every 5 days vs every 2 weeks) and ratings volume (45K vs 3.6K). Mobily Pay's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Mobily Pay against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews are what separate them: 34% of Mobily Pay's written reviews are positive against 38% of STC Bank's.
Mobily Pay ships an update every 2 weeks, STC Bank every 5 days. The most recent releases landed on October 30, 2026 and November 1, 2026 respectively.
| Parameter | Mobily Pay | STC Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3.6K ratings) — better | 4.7 (45K ratings) |
| Positive reviews | 34.3% of reviews | 38.4% of reviews — better |
| Number of ratings | 3.6K | 45K — better |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 146 MB | 461 MB |
| Age rating | 17+ | 12+ |
| Developer | Etihad Digital Financial Company | STCPay |
Customer experience
Mobily Pay
STC Bank
User reviews
Mobily Pay
From 3.6K App Store ratingsWhat we love
- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money
Room to improve
- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working
STC Bank
From 45K App Store ratingsWhat we love
- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app
Room to improve
- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption
Bugs and requests
Mobily Pay
Reported bugs
7 issues- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues
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- Incompatibility with older devices
- Balance recharge problems
Requested features
5 requests- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge
STC Bank
Reported bugs
4 issues- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior
Requested features
4 requests- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia
In-app purchases
Mobily Pay
No in-app purchases
STC Bank
No in-app purchases
