Comparison

Mobily Pay vs D360 Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.

Highlights
  • Visa card integration
  • Wallet to wallet transfer
  • Local and international transfers
  • SADAD and Mobily payments
  • Bill payment in one click
  • Scheduled payments
  • Send gifts
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

About

D360 Bank

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

Highlights
  • Seamless onboarding
  • Fast transactions and transfers
  • Competitive pricing
  • No foreign currency fees
  • Transparent fee structure
  • Personalized customer support
  • Top-tier security technology
Features
Read full description

Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!

Screenshots

Mobily Pay4 screens
D360 Bank4 screens

Verdict

The call

The clearest difference is rating: Mobily Pay at 4.7 against D360 Bank's 4.5. Mobily Pay also leads on monetization model (free vs ad-supported) and ratings volume (3.6K vs 802). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mobily Pay holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 3.6K and 802 respectively. Written reviews split almost evenly too, at 34% and 35% positive.

UpkeepUpdate frequency

Mobily Pay ships an update every 2 weeks, D360 Bank every 9 days. Both last shipped on October 30, 2026.

Scorecard3 real differences · 7 level
Mobily Pay versus D360 Bank: the parameters behind the verdict, then further details
ParameterMobily PayD360 Bank
PriceFreeFree
Rating4.7 (3.6K ratings) — better4.5 (802 ratings)
Positive reviews34.3% of reviews35.3% of reviews — better
Number of ratings3.6K — better802
Update frequencyEvery 2 weeksEvery 9 days — better
AdsYesYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size146 MB237 MB
Age rating17+4+
DeveloperEtihad Digital Financial CompanyD360 Bank

Customer experience

Mobily Pay

All ratings3,639 ratings
Positive92.6%
Neutral2.3%
Negative5.1%
Written reviews137 reviews
Positive34.3%
Neutral2.9%
Negative62.8%

D360 Bank

All ratings802 ratings
Positive87.4%
Neutral1.5%
Negative11.1%
Written reviews102 reviews
Positive35.3%
Neutral1.0%
Negative63.7%

User reviews

Mobily Pay

From 3.6K App Store ratings

What we love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi
  • 👍 Excellent and value to money

Room to improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
  • 🐛 App crashes
  • 🐛 Visa not working

D360 Bank

From 802 App Store ratings

What we love

  • 🚀 Fast international transfers with competitive exchange rates
  • 💰 No fees for domestic and international transfers
  • 👍 Simple and intuitive user interface design
  • 🌍 Excellent service for travelers and expatriates
  • 💳 Easy account setup process (when approved)

Room to improve

  • 😤 Extremely long account opening delays (months of waiting)
  • 🔒 Frequent account freezing without clear explanation
  • 📞 Poor customer service responsiveness and unhelpful support
  • ⏱️ Slow issue resolution and unresolved support tickets
  • 💸 Inconsistent transfer limits and unfair restrictions

Bugs and requests

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

D360 Bank

Reported bugs

10 issues
  • App crashes and frequent freezing
  • Slow app loading and performance issues
  • Location permission requirement blocking app access
  • Login failures and SMS code input issues
  • Apple Wallet integration not working
Show 5 more
  • App incompatibility with iPhone 14 and newer devices
  • Keyboard not appearing for SMS code entry
  • Pending transactions stuck for extended periods
  • Refund processing delays exceeding 30 days
  • International transfers not credited to destination accounts

Requested features

8 requests
  • Physical bank branches or better in-person support
  • Account number visibility in app
  • Account deletion option within the app
  • Support for American Express cards
  • Improved daily withdrawal limits
Show 3 more
  • Better international payment tracking
  • Faster account opening without waiting list
  • More transparent account freezing policies

In-app purchases

None

Mobily Pay

No in-app purchases

None

D360 Bank

No in-app purchases

Questions

Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Is D360 Bank free?
D360 Bank is free to download, with no in-app purchases.
Which has better reviews, Mobily Pay or D360 Bank?
Mobily Pay is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while D360 Bank averages 4.5 from 802 ratings.
Do Mobily Pay or D360 Bank have ads?
Both Mobily Pay and D360 Bank show ads.
Which is updated more often, Mobily Pay or D360 Bank?
Mobily Pay ships an update every 2 weeks, and D360 Bank every 9 days. Most recently, Mobily Pay was updated on October 30, 2026 and D360 Bank on October 30, 2026.

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