Comparison

Mobily Pay vs tiqmo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Highlights
  • Visa card integration
  • Wallet to wallet transfers
  • Local bank transfers (SARIE)
  • International transfers
  • SADAD bill payments
  • Scheduled payments
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

About

tiqmo

Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.

Highlights
  • Prepaid Mastercard options (Standard Mada, Platinum)
  • Global and local money transfers
  • International and local bill payments (SADAD integration)
  • Spending insights and budget tracking
  • Integrated marketplace for mobile recharge and e-vouchers
  • ATM cash withdrawal
Features
Read full description

TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.

Screenshots

Mobily Pay4 screens
tiqmo4 screens

Verdict

The call

The clearest difference is rating: Mobily Pay at 4.7 against tiqmo's 4.2. Mobily Pay also leads on ratings volume (3.6K vs 357). tiqmo's advantage is ads (none vs shown) and review sentiment (44% vs 35%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mobily Pay holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Mobily Pay has 3.6K ratings behind it against 357, so its average is the more settled of the two. Written reviews complicate that: 35% of Mobily Pay's written reviews are positive against 44% of tiqmo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Mobily Pay ships an update every 2 weeks, tiqmo weekly. Both last shipped on October 17, 2026.

Scorecard4 real differences · 6 level
Mobily Pay versus tiqmo: the parameters behind the verdict, then further details
ParameterMobily Paytiqmo
PriceFreeFree
Rating4.7 (3.6K ratings) — better4.2 (357 ratings)
Positive reviews34.6% of reviews44.4% of reviews — better
Number of ratings3.6K — better357
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size152 MB131 MB
Age rating17+4+
DeveloperEtihad Digital Financial CompanyTiqmo

Customer experience

Mobily Pay

All ratings3,622 ratings
Positive92.6%
Neutral2.3%
Negative5.1%
Written reviews136 reviews
Positive34.6%
Neutral2.9%
Negative62.5%

tiqmo

All ratings357 ratings
Positive80.7%
Neutral0.8%
Negative18.5%
Written reviews90 reviews
Positive44.4%
Neutral2.2%
Negative53.3%

User reviews

Mobily Pay

From 3.6K App Store ratings

What we love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi
  • 👍 Excellent and value to money

Room to improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
  • 🐛 App crashes
  • 🐛 Visa not working

tiqmo

From 357 App Store ratings

What we love

  • 💸 Generous cash back
  • 🚀 Fast international transfers
  • 💳 Convenient bill payments
  • 🗂️ Helpful budgeting tools
  • 🔒 Reliable and secure

Room to improve

  • 🚫 Mandatory location access
  • 🤖 Buggy app performance
  • ❌ Failed international/local transfers
  • 🕰️ Slow customer support response
  • 💰 Unexpected fees and charges

Bugs and requests

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

tiqmo

Reported bugs

4 issues
  • Login and account verification issues
  • Frequent app crashes and freezes
  • Delayed or failed money transfers
  • Inconsistent cash back application

Requested features

4 requests
  • Improved international transfer experience
  • Enhanced security and privacy controls
  • Seamless integration with other financial apps
  • More transparent cash back policies

In-app purchases

None

Mobily Pay

No in-app purchases

None

tiqmo

No in-app purchases

Questions

Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Is tiqmo free?
tiqmo is free to download, with no in-app purchases.
Which has better reviews, Mobily Pay or tiqmo?
Mobily Pay is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while tiqmo averages 4.2 from 357 ratings.
Do Mobily Pay or tiqmo have ads?
Mobily Pay shows ads; tiqmo does not.
Which is updated more often, Mobily Pay or tiqmo?
Mobily Pay ships an update every 2 weeks, and tiqmo weekly. Most recently, Mobily Pay was updated on October 17, 2026 and tiqmo on October 17, 2026.

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