Comparison

tiqmo vs D360 Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

tiqmo

Manage your finances with a comprehensive suite of digital tools. Send and receive money globally, pay bills, and access a marketplace for mobile recharges and e-vouchers. Offers prepaid Mastercard options for local and international payments.

Highlights
  • Prepaid Mastercard options
  • International money transfers
  • Local and international bill payments
  • Budget tracking and insights
  • Integrated marketplace for recharges and e-vouchers
  • Local money transfers
Features
Read full description

TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.

About

D360 Bank

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

Highlights
  • Seamless onboarding
  • Fast transactions and transfers
  • Competitive pricing
  • No foreign currency fees
  • Transparent fee structure
  • Personalized customer support
  • Top-tier security technology
Features
Read full description

Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!

Screenshots

tiqmo4 screens
D360 Bank4 screens

Verdict

The call

The clearest difference is ads: tiqmo at none against D360 Bank's shown. tiqmo also leads on monetization model (free vs ad-supported) and review sentiment (44% vs 35%). D360 Bank's advantage is rating (4.5 vs 4.2). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

D360 Bank holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 357 and 802 respectively. Written reviews complicate that: 44% of tiqmo's written reviews are positive against 35% of D360 Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

tiqmo ships an update weekly, D360 Bank every 9 days. Both last shipped on October 30, 2026.

Scorecard4 real differences · 6 level
tiqmo versus D360 Bank: the parameters behind the verdict, then further details
ParametertiqmoD360 Bank
PriceFreeFree
Rating4.2 (357 ratings)4.5 (802 ratings) — better
Positive reviews44.4% of reviews — better35.3% of reviews
Number of ratings357802 — better
Update frequencyWeekly — betterEvery 9 days
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size134 MB237 MB
Age rating4+4+
DeveloperTiqmoD360 Bank

Customer experience

tiqmo

All ratings357 ratings
Positive80.7%
Neutral0.8%
Negative18.5%
Written reviews90 reviews
Positive44.4%
Neutral2.2%
Negative53.3%

D360 Bank

All ratings802 ratings
Positive87.4%
Neutral1.5%
Negative11.1%
Written reviews102 reviews
Positive35.3%
Neutral1.0%
Negative63.7%

User reviews

tiqmo

From 357 App Store ratings

What we love

  • 💸 Generous cash back
  • 🚀 Fast international transfers
  • 💳 Convenient bill payments
  • 🗂️ Helpful budgeting tools
  • 🔒 Reliable and secure

Room to improve

  • 🚫 Mandatory location access
  • 🤖 Buggy app performance
  • ❌ Failed international/local transfers
  • 🕰️ Slow customer support response
  • 💰 Unexpected fees and charges

D360 Bank

From 802 App Store ratings

What we love

  • 🚀 Fast international transfers with competitive exchange rates
  • 💰 No fees for domestic and international transfers
  • 👍 Simple and intuitive user interface design
  • 🌍 Excellent service for travelers and expatriates
  • 💳 Easy account setup process (when approved)

Room to improve

  • 😤 Extremely long account opening delays (months of waiting)
  • 🔒 Frequent account freezing without clear explanation
  • 📞 Poor customer service responsiveness and unhelpful support
  • ⏱️ Slow issue resolution and unresolved support tickets
  • 💸 Inconsistent transfer limits and unfair restrictions

Bugs and requests

tiqmo

Reported bugs

4 issues
  • Login and account verification issues
  • Frequent app crashes and freezes
  • Delayed or failed money transfers
  • Inconsistent cash back application

Requested features

4 requests
  • Improved international transfer experience
  • Enhanced security and privacy controls
  • Seamless integration with other financial apps
  • More transparent cash back policies

D360 Bank

Reported bugs

10 issues
  • App crashes and frequent freezing
  • Slow app loading and performance issues
  • Location permission requirement blocking app access
  • Login failures and SMS code input issues
  • Apple Wallet integration not working
Show 5 more
  • App incompatibility with iPhone 14 and newer devices
  • Keyboard not appearing for SMS code entry
  • Pending transactions stuck for extended periods
  • Refund processing delays exceeding 30 days
  • International transfers not credited to destination accounts

Requested features

8 requests
  • Physical bank branches or better in-person support
  • Account number visibility in app
  • Account deletion option within the app
  • Support for American Express cards
  • Improved daily withdrawal limits
Show 3 more
  • Better international payment tracking
  • Faster account opening without waiting list
  • More transparent account freezing policies

In-app purchases

None

tiqmo

No in-app purchases

None

D360 Bank

No in-app purchases

Questions

Is tiqmo free?
tiqmo is free to download, with no in-app purchases.
Is D360 Bank free?
D360 Bank is free to download, with no in-app purchases.
Which has better reviews, tiqmo or D360 Bank?
D360 Bank is rated higher. tiqmo averages 4.2 out of 5 from 357 ratings, while D360 Bank averages 4.5 from 802 ratings.
Do tiqmo or D360 Bank have ads?
D360 Bank shows ads; tiqmo does not.
Which is updated more often, tiqmo or D360 Bank?
tiqmo ships an update weekly, and D360 Bank every 9 days. Most recently, tiqmo was updated on October 30, 2026 and D360 Bank on October 30, 2026.

Other comparisons