tiqmo vs barq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
tiqmo
Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.
- Prepaid Mastercard options (Standard Mada, Platinum)
- Global and local money transfers
- International and local bill payments (SADAD integration)
- Spending insights and budget tracking
- Integrated marketplace for mobile recharge and e-vouchers
- ATM cash withdrawal
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TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.
barq
Manage your finances with unparalleled convenience and flexibility. This app empowers you to send money internationally, optimize card transactions with dynamic exchange rates, and transfer funds instantly between wallets. Upgrade your financial prowess and live life on your own terms.
- International money transfers
- Optimized card foreign exchange rates
- Instant wallet-to-wallet transfers
- Secure cross-border payments
- Seamless money management
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No more guesswork, no more limitations. With barq, the only boundaries are the ones you choose to set for yourself. Upgrade your financial prowess and start living life on your own terms. Offering unparalleled convenience and flexibility, our app empowers you to seamlessly manage your money like never before. Key Features: International Transfers - Securely send money across borders with minimal transaction costs, making global payments a breeze. Cards - Enjoy dynamic foreign exchange rates optimized for your card transactions, ensuring you get the best value when traveling or making international purchases. Instant Wallet-to-Wallet Transfers - Instantly move funds between your various wallets and accounts, facilitating seamless money movement at the tap of a button. Download barq today and unlock a world of financial empowerment, convenience, and rewards. The future of money is here and it’s limitless... حلول تقنية مالية لتحويل حياتك اليومية من خلال تجربة رقمية مبتكرة. برق تطبيق مستوحى منك وبنيناه لك، يسهل عليك كل احتياجاتك. خلي حدود أحلامك تلامس السماء. برق تطبيق ماله آخر..
Screenshots
Verdict
The clearest difference is monetization model: barq at free against tiqmo's free with in-app purchases. barq also leads on rating (4.5 vs 4.2) and ratings volume (14K vs 354). tiqmo's advantage is update cadence (weekly vs fortnightly). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
barq holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: barq has 14K ratings behind it against 354, so its average is the more settled of the two. Written reviews complicate that: 44% of tiqmo's written reviews are positive against 39% of barq's, so the app with the better star average is not the one people write more warmly about.
tiqmo ships an update weekly, barq fortnightly. The most recent releases landed on September 19, 2026 and September 24, 2026 respectively.
| Parameter | tiqmo | barq |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (354 ratings) | 4.5 (14K ratings) — better |
| Positive reviews | 44.4% of reviews — better | 38.6% of reviews |
| Number of ratings | 354 | 14K — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 124 MB | 535 MB |
| Age rating | 4+ | 4+ |
| Developer | Tiqmo | Barraq Finance Company |
Customer experience
tiqmo
barq
User reviews
tiqmo
From 354 App Store ratingsWhat we love
- 💸 Generous cash back
- 🚀 Fast international transfers
- 💳 Convenient bill payments
- 🗂️ Helpful budgeting tools
- 🔒 Reliable and secure
Room to improve
- 🚫 Mandatory location access
- 🤖 Buggy app performance
- ❌ Failed international/local transfers
- 🕰️ Slow customer support response
- 💰 Unexpected fees and charges
barq
From 14K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 💳 No fees for international transactions
- 💰 Instant cashback
- 💼 Great for international students and travelers
- 👍 Simple and user-friendly interface
Room to improve
- 🐛 Technical issues with login and account creation
- ⏱️ Slow customer support response times
- 💸 Inconsistent cashback rewards
- 🔒 Security concerns
- 🤔 Confusing policies and limitations
Bugs and requests
tiqmo
Reported bugs
4 issues- Login and account verification issues
- Frequent app crashes and freezes
- Delayed or failed money transfers
- Inconsistent cash back application
Requested features
4 requests- Improved international transfer experience
- Enhanced security and privacy controls
- Seamless integration with other financial apps
- More transparent cash back policies
barq
Reported bugs
4 issues- Frequent app crashes
- Issues with international transactions and withdrawals
- Delayed or missing fund transfers
- Unreliable cashback system
Requested features
4 requests- Expand to more countries
- Add stock trading and investment options
- Improve customer support channels
- Increase cashback rates and consistency
In-app purchases
tiqmo
No in-app purchases
barq
No in-app purchases









