Comparison

tiqmo vs STC Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

tiqmo

Manage your finances with a comprehensive suite of digital tools. Send and receive money globally, pay bills, and access a marketplace for mobile recharges and e-vouchers. Offers prepaid Mastercard options for local and international payments.

Highlights
  • Prepaid Mastercard options
  • International money transfers
  • Local and international bill payments
  • Budget tracking and insights
  • Integrated marketplace for recharges and e-vouchers
  • Local money transfers
Features
Read full description

TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.

About

STC Bank

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Highlights
  • Manage multiple accounts
  • Local & international transfers
  • Card management (mada & Visa)
  • Bill payment
  • Financing options
  • Saving accounts
Features
Read full description

STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!

Screenshots

tiqmo4 screens
STC Bank4 screens

Verdict

The call

The clearest difference is rating: STC Bank at 4.7 against tiqmo's 4.2. STC Bank also leads on ratings volume (45K vs 357). tiqmo's advantage is monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

STC Bank holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 357, so its average is the more settled of the two. Written reviews complicate that: 44% of tiqmo's written reviews are positive against 38% of STC Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

tiqmo ships an update weekly, STC Bank every 5 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
tiqmo versus STC Bank: the parameters behind the verdict, then further details
ParametertiqmoSTC Bank
PriceFreeFree
Rating4.2 (357 ratings)4.7 (45K ratings) — better
Positive reviews44.4% of reviews — better38.4% of reviews
Number of ratings35745K — better
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size135 MB461 MB
Age rating4+12+
DeveloperTiqmoSTCPay

Customer experience

tiqmo

All ratings357 ratings
Positive80.7%
Neutral0.8%
Negative18.5%
Written reviews90 reviews
Positive44.4%
Neutral2.2%
Negative53.3%

STC Bank

All ratings44,377 ratings
Positive91.4%
Neutral1.8%
Negative6.8%
Written reviews638 reviews
Positive38.4%
Neutral3.8%
Negative57.8%

User reviews

tiqmo

From 357 App Store ratings

What we love

  • 💸 Generous cash back
  • 🚀 Fast international transfers
  • 💳 Convenient bill payments
  • 🗂️ Helpful budgeting tools
  • 🔒 Reliable and secure

Room to improve

  • 🚫 Mandatory location access
  • 🤖 Buggy app performance
  • ❌ Failed international/local transfers
  • 🕰️ Slow customer support response
  • 💰 Unexpected fees and charges

STC Bank

From 45K App Store ratings

What we love

  • 👍 Easy and convenient
  • 🚀 Good and fast
  • 💡 Merge STC Pay and STC Bank into one app

Room to improve

  • 🐛 Sluggish performance and technical issues
  • 🐛 Frequent crashes and glitches
  • 🐛 Unreliable registration and account setup
  • 🔒 Security concerns
  • 🔋 High battery consumption

Bugs and requests

tiqmo

Reported bugs

4 issues
  • Login and account verification issues
  • Frequent app crashes and freezes
  • Delayed or failed money transfers
  • Inconsistent cash back application

Requested features

4 requests
  • Improved international transfer experience
  • Enhanced security and privacy controls
  • Seamless integration with other financial apps
  • More transparent cash back policies

STC Bank

Reported bugs

4 issues
  • Incorrect error messages
  • Inability to add funds or transfer money
  • Compatibility issues with older devices
  • Inconsistent app behavior

Requested features

4 requests
  • Dark mode option
  • Improved user experience
  • Better customer support
  • Expand availability beyond Saudi Arabia

In-app purchases

None

tiqmo

No in-app purchases

None

STC Bank

No in-app purchases

Questions

Is tiqmo free?
tiqmo is free to download, with no in-app purchases.
Is STC Bank free?
STC Bank is free to download, with no in-app purchases.
Which has better reviews, tiqmo or STC Bank?
STC Bank is rated higher. tiqmo averages 4.2 out of 5 from 357 ratings, while STC Bank averages 4.7 from 45K ratings.
Do tiqmo or STC Bank have ads?
Neither tiqmo nor STC Bank shows ads.
Which is updated more often, tiqmo or STC Bank?
tiqmo ships an update weekly, and STC Bank every 5 days. Most recently, tiqmo was updated on November 3, 2026 and STC Bank on November 4, 2026.

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