Comparison

Mobily Pay vs barq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Highlights
  • Visa card integration
  • Wallet to wallet transfers
  • Local bank transfers (SARIE)
  • International transfers
  • SADAD bill payments
  • Scheduled payments
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

About

barq

Manage your finances with unparalleled convenience and flexibility. This app empowers you to send money internationally, optimize card transactions with dynamic exchange rates, and transfer funds instantly between wallets. Upgrade your financial prowess and live life on your own terms.

Highlights
  • International money transfers
  • Optimized card foreign exchange rates
  • Instant wallet-to-wallet transfers
  • Secure cross-border payments
  • Seamless money management
Features
Read full description

No more guesswork, no more limitations. With barq, the only boundaries are the ones you choose to set for yourself. Upgrade your financial prowess and start living life on your own terms. Offering unparalleled convenience and flexibility, our app empowers you to seamlessly manage your money like never before. Key Features: International Transfers - Securely send money across borders with minimal transaction costs, making global payments a breeze. Cards - Enjoy dynamic foreign exchange rates optimized for your card transactions, ensuring you get the best value when traveling or making international purchases. Instant Wallet-to-Wallet Transfers - Instantly move funds between your various wallets and accounts, facilitating seamless money movement at the tap of a button. Download barq today and unlock a world of financial empowerment, convenience, and rewards. The future of money is here and it’s limitless... حلول تقنية مالية لتحويل حياتك اليومية من خلال تجربة رقمية مبتكرة. برق تطبيق مستوحى منك وبنيناه لك، يسهل عليك كل احتياجاتك. خلي حدود أحلامك تلامس السماء. برق تطبيق ماله آخر..

Screenshots

Mobily Pay4 screens
barq3 screens

Verdict

The call

The clearest difference is ads: barq at none against Mobily Pay's shown. barq also leads on monetization model (free vs free with in-app purchases) and ratings volume (14K vs 3.6K). Mobily Pay's advantage is rating (4.7 vs 4.5). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mobily Pay holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 3.6K and 14K respectively. Written reviews complicate that: 35% of Mobily Pay's written reviews are positive against 39% of barq's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 6 level
Mobily Pay versus barq: the parameters behind the verdict, then further details
ParameterMobily Paybarq
PriceFreeFree
Rating4.7 (3.6K ratings) — better4.5 (14K ratings)
Positive reviews34.6% of reviews39.2% of reviews — better
Number of ratings3.6K14K — better
Update frequencyFortnightlyFortnightly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size146 MB535 MB
Age rating17+4+
DeveloperEtihad Digital Financial CompanyBarraq Finance Company

Customer experience

Mobily Pay

All ratings3,614 ratings
Positive92.6%
Neutral2.4%
Negative5.0%
Written reviews136 reviews
Positive34.6%
Neutral2.9%
Negative62.5%

barq

All ratings13,562 ratings
Positive88.2%
Neutral2.1%
Negative9.7%
Written reviews355 reviews
Positive39.2%
Neutral5.4%
Negative55.5%

User reviews

Mobily Pay

From 3.6K App Store ratings

What we love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi
  • 👍 Excellent and value to money

Room to improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
  • 🐛 App crashes
  • 🐛 Visa not working

barq

From 14K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 💳 No fees for international transactions
  • 💰 Instant cashback
  • 💼 Great for international students and travelers
  • 👍 Simple and user-friendly interface

Room to improve

  • 🐛 Technical issues with login and account creation
  • ⏱️ Slow customer support response times
  • 💸 Inconsistent cashback rewards
  • 🔒 Security concerns
  • 🤔 Confusing policies and limitations

Bugs and requests

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

barq

Reported bugs

4 issues
  • Frequent app crashes
  • Issues with international transactions and withdrawals
  • Delayed or missing fund transfers
  • Unreliable cashback system

Requested features

4 requests
  • Expand to more countries
  • Add stock trading and investment options
  • Improve customer support channels
  • Increase cashback rates and consistency

In-app purchases

None

Mobily Pay

No in-app purchases

None

barq

No in-app purchases

Questions

Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Is barq free?
barq is free to download, with no in-app purchases.
Which has better reviews, Mobily Pay or barq?
Mobily Pay is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while barq averages 4.5 from 14K ratings.
Do Mobily Pay or barq have ads?
Mobily Pay shows ads; barq does not.
Which is updated more often, Mobily Pay or barq?
Mobily Pay ships an update fortnightly, and barq fortnightly. Most recently, Mobily Pay was updated on October 2, 2026 and barq on October 4, 2026.

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