IB Cool vs EzyKip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IB Cool
Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.
- Access savings and current accounts
- Manage fixed deposits and loans
- Pay bills quickly
- Discover merchant discounts
- Financial management tools
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Welcome to our IB Cool mobile banking application which allows quick and easy access to your bank savings and current accounts, fixed deposits, and loans. Our IB Cool application is loaded with features to help you get on with what is important to you, now. It will surely play an important part in your life by helping you manage your finances and paying your bills to get amazing discounts from our numerous merchants and partners.
EzyKip
This app provides a seamless payment solution for travelers in Laos. It allows users to top up an e-wallet, scan local QR codes for transactions, and withdraw cash from ATMs without fees. It also facilitates easy exchange and transfer of remaining balances.
- E-Wallet top-up with multiple card types
- Scan local Lao QR codes for payments
- 0% fee cash withdrawal from BCEL ATMs
- Secure alternative to carrying cash
- Easy balance exchange and transfer
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Welcome to Visit Laos Year 2024 - Experience Seamless Payments with EzyKip, travel with Ease and Confidence in Laos, your payment experience is simply easy with EzyKip! EzyKip brings the ultimate payment solution for your trip to Laos. With the EzyKip App, you can: - Conveniently top-up your E-Wallet using your existing cards like UnionPay, VISA, Mastercard, JCB, American Express, Wechat, Alipay and more. - Effortlessly transact like a local by scanning local Lao QR, supported by almost 200,000 merchants across Laos. - Cash out from over 400 BCEL ATMs nationwide with a 0% fee by using QR scan. - Mitigate the risks of carrying cash. - Easily exchange and transfer the remaining balance back to the bank cards. Experience a secure and hassle-free payment ecosystem during your travel in Laos with EzyKip. EzyKip makes your Payment in Laos Simply Easy, EzyKip is powered by Onepay, BCEL Bank.
Screenshots
Verdict
The clearest difference is review sentiment: IB Cool at 90% against EzyKip's 14%. IB Cool also leads on rating (4.7 vs 3.0) and update cadence (every 3 weeks vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Cool holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: IB Cool has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 90% of IB Cool's written reviews are positive against 14% of EzyKip's.
IB Cool ships an update every 3 weeks, EzyKip every 14 months. The most recent releases landed on July 23, 2026 and July 8, 2026 respectively.
| Parameter | IB Cool | EzyKip |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 90.0% of reviews — better | 14.3% of reviews |
| Number of ratings | 16 — better | 2 |
| Update frequency | Every 3 weeks — better | Every 14 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 134 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Indochina Bank Ltd. | Banque Pour Le Commerce Exterieur Lao Public |
Customer experience
IB Cool
EzyKip
In-app purchases
IB Cool
No in-app purchases
EzyKip
No in-app purchases
