Comparison

PSVB Hi vs EzyKip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSVB Hi

This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.

Highlights
  • Mobile and online payments
  • QR code transactions
  • Internal and interbank transfers
  • Bill payments
  • Loan applications
  • Account opening
  • Foreign exchange
Features
Read full description

As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.

About

EzyKip

This app provides a seamless payment solution for travelers in Laos. It allows users to top up an e-wallet, scan local QR codes for transactions, and withdraw cash from ATMs without fees. It also facilitates easy exchange and transfer of remaining balances.

Highlights
  • E-Wallet top-up with multiple card types
  • Scan local Lao QR codes for payments
  • 0% fee cash withdrawal from BCEL ATMs
  • Secure alternative to carrying cash
  • Easy balance exchange and transfer
Features
Read full description

Welcome to Visit Laos Year 2024 - Experience Seamless Payments with EzyKip, travel with Ease and Confidence in Laos, your payment experience is simply easy with EzyKip! EzyKip brings the ultimate payment solution for your trip to Laos. With the EzyKip App, you can: - Conveniently top-up your E-Wallet using your existing cards like UnionPay, VISA, Mastercard, JCB, American Express, Wechat, Alipay and more. - Effortlessly transact like a local by scanning local Lao QR, supported by almost 200,000 merchants across Laos. - Cash out from over 400 BCEL ATMs nationwide with a 0% fee by using QR scan. - Mitigate the risks of carrying cash. - Easily exchange and transfer the remaining balance back to the bank cards. Experience a secure and hassle-free payment ecosystem during your travel in Laos with EzyKip. EzyKip makes your Payment in Laos Simply Easy, EzyKip is powered by Onepay, BCEL Bank.

Screenshots

PSVB Hi4 screens
EzyKip4 screens

Verdict

The call

PSVB Hi and EzyKip both sit at 3.0 stars, but that hides the real split: 50% of PSVB Hi's written reviews are positive against 14% of EzyKip's. PSVB Hi also leads on update cadence (every 5 weeks vs every 14 months) and iOS requirement (8.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for PSVB Hi against 3.0 for EzyKip. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews are what separate them: 50% of PSVB Hi's written reviews are positive against 14% of EzyKip's.

UpkeepUpdate frequency

PSVB Hi ships an update every 5 weeks, EzyKip every 14 months. The most recent releases landed on July 29, 2026 and July 8, 2026 respectively.

Scorecard3 real differences · 7 level
PSVB Hi versus EzyKip: the parameters behind the verdict, then further details
ParameterPSVB HiEzyKip
PriceFreeFree
Rating3.0 (4 ratings)3.0 (2 ratings)
Positive reviews50.0% of reviews — better14.3% of reviews
Number of ratings4 — better2
Update frequencyEvery 5 weeks — betterEvery 14 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better15.0
Further details — not scored
Size130 MB39 MB
Age rating4+4+
DeveloperPhongsavanh BankBanque Pour Le Commerce Exterieur Lao Public

Customer experience

PSVB Hi

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

EzyKip

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

In-app purchases

None

PSVB Hi

No in-app purchases

None

EzyKip

No in-app purchases

Questions

Is PSVB Hi free?
PSVB Hi is free to download, with no in-app purchases.
Is EzyKip free?
EzyKip is free to download, with no in-app purchases.
Which has better reviews, PSVB Hi or EzyKip?
PSVB Hi and EzyKip are both rated 3.0 out of 5 on the App Store, from 4 and 2 ratings respectively.
Do PSVB Hi or EzyKip have ads?
Neither PSVB Hi nor EzyKip shows ads.
Which is updated more often, PSVB Hi or EzyKip?
PSVB Hi ships an update every 5 weeks, and EzyKip every 14 months. Most recently, PSVB Hi was updated on July 29, 2026 and EzyKip on July 8, 2026.

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