PSVB Hi vs EzyKip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSVB Hi
This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.
- Mobile and online payments
- QR code transactions
- Internal and interbank transfers
- Bill payments
- Loan applications
- Account opening
- Foreign exchange
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As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.
EzyKip
This app provides a seamless payment solution for travelers in Laos. It allows users to top up an e-wallet, scan local QR codes for transactions, and withdraw cash from ATMs without fees. It also facilitates easy exchange and transfer of remaining balances.
- E-Wallet top-up with multiple card types
- Scan local Lao QR codes for payments
- 0% fee cash withdrawal from BCEL ATMs
- Secure alternative to carrying cash
- Easy balance exchange and transfer
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Welcome to Visit Laos Year 2024 - Experience Seamless Payments with EzyKip, travel with Ease and Confidence in Laos, your payment experience is simply easy with EzyKip! EzyKip brings the ultimate payment solution for your trip to Laos. With the EzyKip App, you can: - Conveniently top-up your E-Wallet using your existing cards like UnionPay, VISA, Mastercard, JCB, American Express, Wechat, Alipay and more. - Effortlessly transact like a local by scanning local Lao QR, supported by almost 200,000 merchants across Laos. - Cash out from over 400 BCEL ATMs nationwide with a 0% fee by using QR scan. - Mitigate the risks of carrying cash. - Easily exchange and transfer the remaining balance back to the bank cards. Experience a secure and hassle-free payment ecosystem during your travel in Laos with EzyKip. EzyKip makes your Payment in Laos Simply Easy, EzyKip is powered by Onepay, BCEL Bank.
Screenshots
Verdict
PSVB Hi and EzyKip both sit at 3.0 stars, but that hides the real split: 50% of PSVB Hi's written reviews are positive against 14% of EzyKip's. PSVB Hi also leads on update cadence (every 5 weeks vs every 14 months) and iOS requirement (8.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for PSVB Hi against 3.0 for EzyKip. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews are what separate them: 50% of PSVB Hi's written reviews are positive against 14% of EzyKip's.
PSVB Hi ships an update every 5 weeks, EzyKip every 14 months. The most recent releases landed on July 29, 2026 and July 8, 2026 respectively.
| Parameter | PSVB Hi | EzyKip |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 3.0 (2 ratings) |
| Positive reviews | 50.0% of reviews — better | 14.3% of reviews |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 5 weeks — better | Every 14 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 8.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 130 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Phongsavanh Bank | Banque Pour Le Commerce Exterieur Lao Public |
Customer experience
PSVB Hi
EzyKip
In-app purchases
PSVB Hi
No in-app purchases
EzyKip
No in-app purchases









