IB Cool vs Sacombank E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IB Cool
Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.
- Access savings and current accounts
- Manage fixed deposits and loans
- Pay bills quickly
- Discover merchant discounts
- Financial management tools
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Welcome to our IB Cool mobile banking application which allows quick and easy access to your bank savings and current accounts, fixed deposits, and loans. Our IB Cool application is loaded with features to help you get on with what is important to you, now. It will surely play an important part in your life by helping you manage your finances and paying your bills to get amazing discounts from our numerous merchants and partners.
Sacombank E
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Sacombank E- Pay is the official mobile banking application of Sacombank Lao, designed to bring you a fast, secure and convenient digital banking experience. With an intuitive interface and essential financial features, E-pay helps you manage your money anytime, anywhere. Key Features Money Transfers: Internal transfers within Sacombank Lao Lapnet transfers QR Payment: - MyQR (LMPS Standard) – Lao QR Payment – Cross Border Payment Card Services: – Register / Block / Unblock Sacombank Lao cards – Card information: balance, transaction history, credit limit. – Credit card payment - Mobile Top-up for Unitel, Lao Telecom and TPlus. - Sell/buy foreign currency via LFX Bill payment for Unitel. Multi-currency account linking: LAK, USD, THB with 31-day transaction history. Smart OTP: for authorize transaction Biometric Login for quick and secure access Why E-Pay? Enjoy seamless banking in your daily life – transfer, pay, top-up, bill payment and manage your cards and account all in one secure mobile application. Download E-Pay today and experience modern digital banking with Sacombank Lao.
Screenshots
Verdict
The clearest difference is ads: IB Cool at none against Sacombank E's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Cool ships an update every 3 weeks, Sacombank E monthly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | IB Cool | Sacombank E |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16 ratings) — better | — |
| Positive reviews | 90.0% of reviews | — |
| Number of ratings | 16 — better | — |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 134 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Indochina Bank Ltd. | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK |
In-app purchases
IB Cool
No in-app purchases
Sacombank E
No in-app purchases








