Comparison

A+ Wallet vs Panda Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

A+ Wallet

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Highlights
  • Split bill payments
  • Budget dashboard
  • Request money
  • Digital gift cards
  • Money transfers
  • Phone top-ups
  • Bill payments
Features
Read full description

A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! 
Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. 
Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. 
Top up:
Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator.

Bill payment:
A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more.
 Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.

About

Panda Money

Effortlessly track your finances, split bills with friends, and set spending limits. This app uses AI to log expenses from receipts and offers customizable themes and privacy controls.

Highlights
  • AI receipt scanning
  • Bill splitting with friends
  • Customizable spending limits
  • Multiple wallet support
  • Offline AI capabilities
  • Bill reminders
  • Customizable themes
Features
Read full description

Panda Money is a calm, friendly money tracker that does the boring parts for you. Snap a receipt, split a bill with friends, set spending limits and see exactly where your money goes, all in one place. RECORD MONEY IN SECONDS • Log an expense, income, refund or transfer from a simple keypad. • Keep cash, bank accounts, cards and savings as separate wallets, in any currency. • Search, filter, edit, duplicate or void any entry. Your history stays tidy and honest. PANDA AI DOES THE TYPING • Snap a receipt and Panda AI fills in the amount, category and every item, ready to review. • Type or say it: "lunch 12 dollars cash" becomes a transaction. • Import a bank statement PDF and review it before anything is saved. • Prefer to stay offline? Download on-device AI to read typed and spoken entries for free, right on your phone. SPLIT BILLS WITHOUT THE AWKWARD MATHS • Assign each item to the people who had it. Tax, service charge and discounts are shared out fairly. • Send a link: friends see what they owe without installing anything and tap "I've paid". • In Thailand, friends can pay by PromptPay QR with their amount already filled in. • A friend paid? Record what you owe them and mark it paid back when you settle up. • See who owes you at a glance and settle each share as the money comes in. STAY IN CONTROL • Spending limits for any category or wallet, with alerts before you go over. • Bill reminders that tell you when something is due, and record the payment in one tap. • Statistics: cash flow, categories, your weekday spending rhythm and biggest expenses. • Export a PDF statement for any period. • Panda Health: a monthly score with friendly tips to build better habits. MAKE IT YOURS • Quick actions on Home for the things you do most. • Beautiful themes, from calm Panda to Panda Night, Coffee House, Terminal Panda and more. • Choose your font, avatar and default currency. • Protect the app with a PIN and Face ID / Touch ID. BAMBOO REWARDS Earn bamboo by logging money every day, keeping your streak and watching optional short videos. Spend it on Panda AI, extra wallets and limits, themes and fonts. You can also buy bamboo packs. PRIVATE BY DESIGN Your data is yours. Panda AI results are always shown for review before anything is saved, connected AI assistants get read-only access you can revoke at any time, and you can delete your account whenever you like. Panda Money is free to download. Some features use bamboo, which you can earn in the app or buy. Privacy policy: https://panda.altotunchitoo.me/privacy Terms: https://panda.altotunchitoo.me/terms

Screenshots

A+ Wallet4 screens
Panda Money4 screens

Verdict

The call

The clearest difference is rating: Panda Money at 5.0 against A+ Wallet's 4.3. Panda Money also leads on update cadence (every 5 days vs every 3 weeks). A+ Wallet's advantage is in-app purchases (none vs 5) and ads (none vs shown). On price, review sentiment, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Panda Money sells 5 one-off in-app purchases. A+ Wallet asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Panda Money holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: A+ Wallet has 141 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 96% of A+ Wallet's written reviews are positive against 100% of Panda Money's.

UpkeepUpdate frequency

A+ Wallet ships an update every 3 weeks, Panda Money every 5 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
A+ Wallet versus Panda Money: the parameters behind the verdict, then further details
ParameterA+ WalletPanda Money
PriceFreeFree
Rating4.3 (141 ratings)5.0 (4 ratings) — better
Positive reviews95.7% of reviews100.0% of reviews — better
Number of ratings141 — better4
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size69 MB96 MB
Age rating4+4+
DeveloperAYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITEDAlto Tun Chit Oo

Customer experience

A+ Wallet

All ratings138 ratings
Positive83.3%
Neutral2.9%
Negative13.8%
Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

Panda Money

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

A+ Wallet

No in-app purchases

5 purchases

Panda Money

One-time5
  • Snack Pack$0.99
  • Handful$1.99
  • Best Value$4.99
Show 2 more
  • Big Bundle$9.99
  • Bamboo Grove$19.99

Questions

Is A+ Wallet free?
A+ Wallet is free to download, with no in-app purchases.
Is Panda Money free?
Panda Money is free to download, with in-app purchases available.
Which has better reviews, A+ Wallet or Panda Money?
Panda Money is rated higher. A+ Wallet averages 4.3 out of 5 from 141 ratings, while Panda Money averages 5.0 from 4 ratings.
Do A+ Wallet or Panda Money have ads?
Panda Money shows ads; A+ Wallet does not.
Which is updated more often, A+ Wallet or Panda Money?
A+ Wallet ships an update every 3 weeks, and Panda Money every 5 days. Most recently, A+ Wallet was updated on October 24, 2026 and Panda Money on October 30, 2026.

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