Panda Money vs Wave Merchant

Panda Money is a calm, friendly money tracker that does the boring parts for you. Snap a receipt, split a bill with friends, set spending limits and see exactly where your money goes, all in one place. RECORD MONEY IN SECONDS • Log an expense, income, refund or transfer from a simple keypad. • Keep cash, bank accounts, cards and savings as separate wallets, in any currency. • Search, filter, edit, duplicate or void any entry. Your history stays tidy and honest. PANDA AI DOES THE TYPING • Snap a receipt and Panda AI fills in the amount, category and every item, ready to review. • Type or say it: "lunch 12 dollars cash" becomes a transaction. • Import a bank statement PDF and review it before anything is saved. • Prefer to stay offline? Download on-device AI to read typed and spoken entries for free, right on your phone. SPLIT BILLS WITHOUT THE AWKWARD MATHS • Assign each item to the people who had it. Tax, service charge and discounts are shared out fairly. • Send a link: friends see what they owe without installing anything and tap "I've paid". • In Thailand, friends can pay by PromptPay QR with their amount already filled in. • A friend paid? Record what you owe them and mark it paid back when you settle up. • See who owes you at a glance and settle each share as the money comes in. STAY IN CONTROL • Spending limits for any category or wallet, with alerts before you go over. • Bill reminders that tell you when something is due, and record the payment in one tap. • Statistics: cash flow, categories, your weekday spending rhythm and biggest expenses. • Export a PDF statement for any period. • Panda Health: a monthly score with friendly tips to build better habits. MAKE IT YOURS • Quick actions on Home for the things you do most. • Beautiful themes, from calm Panda to Panda Night, Coffee House, Terminal Panda and more. • Choose your font, avatar and default currency. • Protect the app with a PIN and Face ID / Touch ID. BAMBOO REWARDS Earn bamboo by logging money every day, keeping your streak and watching optional short videos. Spend it on Panda AI, extra wallets and limits, themes and fonts. You can also buy bamboo packs. PRIVATE BY DESIGN Your data is yours. Panda AI results are always shown for review before anything is saved, connected AI assistants get read-only access you can revoke at any time, and you can delete your account whenever you like. Panda Money is free to download. Some features use bamboo, which you can earn in the app or buy. Privacy policy: https://panda.altotunchitoo.me/privacy Terms: https://panda.altotunchitoo.me/terms

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.