BEA Mall vs BACKI

BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, DCH Living, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!

BACKI helps you keep track of work expenses you paid personally until the money comes back. SEE WHAT YOU ARE OWED • See the total your employer still owes you • Separate submitted, approved and overdue amounts • Monitor how long expenses have been outstanding FOLLOW EVERY CLAIM • Record expenses manually in seconds • Move each claim from paid to submitted, approved, due or overdue • Record partial repayments without losing the original expense history • Keep fully reimbursed expenses in a searchable history KEEP THE DETAILS TOGETHER • Add an employer, category, claim reference and notes • Search expenses by description, employer or claim • Use one base currency across your records PRIVATE BY DESIGN BACKI needs no account or bank connection. Expenses and receipts are stored locally on your iPhone. The app includes no advertising or tracking. BACKI is free for up to 10 outstanding expenses, with full Home and History, search, and partial or full repayment tracking. BACKI Full is an optional £4.99 one-time purchase that unlocks unlimited outstanding expenses, receipt images and PDFs, CSV export, custom categories and advanced History filters. No subscription. Keep track until you get it back.