Comparison

Barclays UK vs BACKI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Barclays UK

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

Highlights
  • Secure login with Touch ID/Face ID
  • Manage personal, business, and corporate accounts
  • View transactions and balances
  • Make payments and transfers
  • Delete Direct Debits
  • Set up standing orders
  • Barclays Cloud It document storage
Features
Read full description

The Barclays app HOW TO REGISTER If you’re 16 or over and you have a UK-registered mobile number and a UK Barclays current account or Barclaycard, you can register for the app. You’ll need the 16 digit number off your card, then follow the onscreen instructions. Some customers may be required to verify their identity with a PINsentry card reader. If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this). After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future. THE BENEFITS • Log in quickly and securely when you set up access through Touch ID or Face ID • Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account • See recent transactions and check your balances • Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard • Delete Direct Debits • Set up, edit and delete standing orders using your app • Join Barclays Blue Rewards and earn rewards just for banking with us • Store your documents securely with Barclays Cloud It • Find your nearest branch or cash machine • Use Mobile PINsentry. It can take up to 4 days for this feature to be activated in the app while we complete some security checks • Call us straight from the app to speak to an adviser • Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility Terms and conditions apply. You must be aged 16 or over to use the Barclays app. FOR BUSINESS ACCOUNTS You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards. This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you. Copyright © Barclays 2025. Barclays is a registered trade mark of Barclays plc, used under licence. Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702). Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

About

BACKI

Features
Read full description

BACKI helps you keep track of work expenses you paid personally until the money comes back. SEE WHAT YOU ARE OWED • See the total your employer still owes you • Separate submitted, approved and overdue amounts • Monitor how long expenses have been outstanding FOLLOW EVERY CLAIM • Record expenses manually in seconds • Move each claim from paid to submitted, approved, due or overdue • Record partial repayments without losing the original expense history • Keep fully reimbursed expenses in a searchable history KEEP THE DETAILS TOGETHER • Add an employer, category, claim reference and notes • Search expenses by description, employer or claim • Use one base currency across your records PRIVATE BY DESIGN BACKI needs no account or bank connection. Expenses and receipts are stored locally on your iPhone. The app includes no advertising or tracking. BACKI is free for up to 10 outstanding expenses, with full Home and History, search, and partial or full repayment tracking. BACKI Full is an optional £4.99 one-time purchase that unlocks unlimited outstanding expenses, receipt images and PDFs, CSV export, custom categories and advanced History filters. No subscription. Keep track until you get it back.

Screenshots

Barclays UK4 screens
BACKI4 screens

Verdict

The call

The clearest difference is in-app purchases: Barclays UK at none against BACKI's 1. Barclays UK also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). BACKI's advantage is ads (none vs shown). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BACKI sells 1 one-off in-app purchase. Barclays UK asks for nothing beyond the download.

Scorecard4 real differences · 6 level
Barclays UK versus BACKI: the parameters behind the verdict, then further details
ParameterBarclays UKBACKI
PriceFreeFree
Rating4.9 (3.5K ratings) — better—
Positive reviews60.6% of reviews—
Number of ratings3.5K — better—
Update frequencyEvery 3 weeks—
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size441 MB1 MB
Age rating4+4+
DeveloperBarclays Services LimitedWai Hung Chiu

Bugs and requests

Barclays UK

Reported bugs

4 issues
  • Login screen freezes
  • App crashes frequently
  • Inconsistent transaction display
  • Cheque deposit feature not working properly

Requested features

4 requests
  • Allow international mobile numbers
  • Add more money management tools
  • Improve customer service and support
  • Streamline login and authentication

BACKI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Barclays UK

No in-app purchases

1 purchases

BACKI

One-time1
  • BACKI Full$4.99

Questions

Is Barclays UK free?
Barclays UK is free to download, with no in-app purchases.
Is BACKI free?
BACKI is free to download, with in-app purchases available.
Do Barclays UK or BACKI have ads?
Barclays UK shows ads; BACKI does not.

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