first direct vs BACKI

Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.

BACKI helps you keep track of work expenses you paid personally until the money comes back. SEE WHAT YOU ARE OWED • See the total your employer still owes you • Separate submitted, approved and overdue amounts • Monitor how long expenses have been outstanding FOLLOW EVERY CLAIM • Record expenses manually in seconds • Move each claim from paid to submitted, approved, due or overdue • Record partial repayments without losing the original expense history • Keep fully reimbursed expenses in a searchable history KEEP THE DETAILS TOGETHER • Add an employer, category, claim reference and notes • Search expenses by description, employer or claim • Use one base currency across your records PRIVATE BY DESIGN BACKI needs no account or bank connection. Expenses and receipts are stored locally on your iPhone. The app includes no advertising or tracking. BACKI is free for up to 10 outstanding expenses, with full Home and History, search, and partial or full repayment tracking. BACKI Full is an optional £4.99 one-time purchase that unlocks unlimited outstanding expenses, receipt images and PDFs, CSV export, custom categories and advanced History filters. No subscription. Keep track until you get it back.