Comparison

Paypenny vs VPM Cloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paypenny

Send money internationally with competitive exchange rates and no hidden fees. This trusted app offers fast, secure transfers 24/7, with dedicated customer support in multiple languages.

Highlights
  • High exchange rates
  • Zero hidden fees
  • Fast transactions
  • 24/7 customer support
  • Secure and easy to use
  • Transfers to 125+ Indian banks
Features
Read full description

Send money to your dearest ones with the most trusted app at any minute on the clock. Join people across borders to transfer money to India without paying any additional fee. Transfer money whenever you want as we provide service 24/7. Paypenny T/A (Trading As) TRACKON CANADA PVT LTD is a digital online money remittance company that allows you to do overseas transactions quickly. The Company was incorporated on August 24, 2020, located in Alberta, Canada. Since then Paypenny has done millions of transactions and has become the most trusted & favorite app of the users. Paypenny's digital service makes money transfer more accessible and more affordable from one international country to another. The key advantages that make the app stand out in the market are listed below: HIGHER EXCHANGE RATES/ BETTER RATES: Get the highest exchange rates guaranteed. You can send money to India with the highest exchange rate in the market. Download the app and compare yourself. Choose the benefits of the better exchange rates with Paypenny. We offer rates like nowhere else! NO HIDDEN FEE/ ADDITIONAL FEE: Send money to India to your friends & family at ZERO COST. Paypenny allows you to transfer money with no hidden charges or additional fees. Send & Receive funds at zero charges. FASTER TRANSACTIONS: Paypenny transfers hundreds of transactions in a minute. 90% of our transactions are authorized on the same day of initiation and reach the beneficiary in 2 minutes. Make quick & easy transactions any day of the year with Paypenny (incl weekends, holidays & festivals) ROUND-THE-CLOCK CUSTOMER SUPPORT: The customer support team is available 24/7 & 365 days so that you can smoothly access Paypenny services. Get answers to your questions/queries in five different languages i.e English, Hindi, Punjabi, Gujarati & Marathi. Choose from the Help & Support options to reach out to us for any assistance- Call, Whatsapp, Email & Raise a ticket. PAYPENNY IS SAFE & EASY TO USE: Our industry-leading technology protects every transaction and guarantees it arrives safely at the beneficiary's bank account. Moreover, the use of the PAYPENNY service offers high protection and privacy for consumers. Get started in minutes with our simple signup process and remit money to India on the go without any difficulty. PAYPENNY : With us, the customer can transfer money from Canada & EU to 125+ banks across India. Transfer money quickly to bank accounts at ICICI, SBI, Citi Bank, Axis Bank, and many more! ABOUT US: Paypenny started its first business in Canada and received positive responses and trust from the customers. With this vision, Paypenny has expanded the business in the European Union countries with all the outstanding services. The Company is registered with FINTRAC. Check out the Paypenny website to learn more or download the Paypenny app to invest now! CONTACT US: Contact our customer support for any help/queries: Email-ID: help@paypenny.org

About

VPM Cloud

Access your paystubs, invoices, and payroll reports conveniently. Track your income, deductions, and vacation pay status with real-time updates. Manage personal information and stay informed about your Year-to-Date financial data.

Highlights
  • View paystubs and invoices
  • Access pay registers and reports
  • Track payroll processing status
  • Manage personal information
  • View Year-to-Date (YTD) tax and income data
  • Track vacation pay status
Features
Read full description

VPM Cloud App is a proprietary payroll software designed to provide end-users with convenient access to their paystubs, invoices, pay registers, combined reports, and other important payroll documents. With this mobile app, users can stay updated on the status of their current payroll processing, ensuring transparency and timely information. The app allows users to view and manage their personal information, as well as access Year-to-Date (YTD) information related to taxes, remittances, and income. Additionally, users can conveniently track the status of their vacation pay through the app. A key feature of the VPM Cloud App is the ability to keep users informed about their income and deductions. By utilizing the mobile app, users can stay up to date on any changes or updates in their earnings and deductions, ensuring they have real-time visibility into their financial information. Overall, the VPM Cloud App provides a user-friendly and accessible platform for employees to access and manage their payroll-related information. It enhances convenience, transparency, and empowers users to stay informed about their income, deductions, and overall payroll status.

Screenshots

Paypenny4 screens
VPM Cloud4 screens

Verdict

The call

The clearest difference is review sentiment: VPM Cloud at 100% against Paypenny's 73%. VPM Cloud also leads on iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paypenny ships an update every 4 weeks, VPM Cloud monthly. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Paypenny versus VPM Cloud: the parameters behind the verdict, then further details
ParameterPaypennyVPM Cloud
PriceFreeFree
Rating4.0 (8 ratings) — better—
Positive reviews73.3% of reviews100.0% of reviews — better
Number of ratings8 — better—
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size65 MB33 MB
Age rating4+17+
DeveloperFire Blocks Private LtdV-TAC PAYROLL MANAGEMENT

Customer experience

Paypenny

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews730 reviews
Positive73.3%
Neutral0.1%
Negative26.6%

VPM Cloud

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Paypenny

Reported bugs

2 issues
  • Pending transactions not clearing for days
  • Wallet recharges not reflected properly

Requested features

3 requests
  • Instant money transfers
  • Support for NRE Indian bank accounts
  • Improved transaction history tracking

VPM Cloud

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paypenny

No in-app purchases

None

VPM Cloud

No in-app purchases

Questions

Is Paypenny free?
Paypenny is free to download, with no in-app purchases.
Is VPM Cloud free?
VPM Cloud is free to download, with no in-app purchases.
Do Paypenny or VPM Cloud have ads?
Neither Paypenny nor VPM Cloud shows ads.
Which is updated more often, Paypenny or VPM Cloud?
Paypenny ships an update every 4 weeks, and VPM Cloud monthly. Most recently, Paypenny was updated on October 18, 2026 and VPM Cloud on October 10, 2026.

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