Comparison

Lewisham + Bromley CU vs SimlessPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lewisham + Bromley CU

Manage your credit union accounts, apply for loans, and view statements. Securely communicate with the credit union and access important documents and news.

Highlights
  • View member number
  • Manage accounts and statements
  • Calculate loan repayments
  • Apply for loans
  • Withdraw funds
  • Secure messaging
  • Update contact details
Features
Read full description

New to this app? Setting it up is quick and easy – just click "activate account" and input your first name and member number. If you have forgotten your member number, simply click "forgotten member number" and input your first name and NI number. Members can: -View their member number -Change their password -View all of their accounts -View statements for each account -Calculate loan repayments -Apply for a loan -Withdraw to a bank account or building society -View all messages and document from the credit union -View and update their contact details -Send secure messages to the credit union -View news items and blog posts from the credit union -View all contact information for the credit union -View all FAQs and useful links

About

SimlessPay

This app facilitates instant international money transfers for various needs like education, medical bills, or housing. It prioritizes security with open banking technology and offers competitive exchange rates and transparent pricing. The goal is to provide a smooth and stress-free cross-border payment experience.

Highlights
  • Instant money transfers
  • Secure open banking technology
  • Competitive exchange rates
  • Transparent low-cost fees
  • Regulated and supervised
  • Cross-border payments
Features
Read full description

Send money home with ease Support the people who matter most with SimlessPay. From tuition fees and medical expenses to everyday bills and important projects, our easy-to-use app helps you send money to family and friends back home quickly and securely. Fast Transfers Get money to your loved ones when they need it, with transfers typically delivered within moments. Delivery times may vary depending on the destination, banking partner and required checks. Secure Payments Send with confidence through open banking technology and strong customer authentication, where applicable. Competitive Exchange Rates Make your money go further with competitive exchange rates, clearly displayed before you confirm your transfer. No Transfer Fees SimlessPay charges no transfer fees. You’ll see the exchange rate and the amount your recipient will receive before you send. Regulatory Registration and Supervision SimlessPay is a trading name of Tetrad Incorporation Limited, registered with the UK Financial Conduct Authority as a Small Payment Institution under the Payment Services Regulations 2017 (FRN: 943177). Tetrad Incorporation Limited is also registered with HMRC for anti-money laundering supervision (XNML00000214565) Need help? Contact us at support@simlesspay.com

Screenshots

Lewisham + Bromley CU4 screens
SimlessPay4 screens

Verdict

The call

The clearest difference is rating: Lewisham + Bromley CU at 5.0 against SimlessPay's 4.6. Lewisham + Bromley CU also leads on review sentiment (100% vs 80%). SimlessPay's advantage is ratings volume (32 vs 4) and iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lewisham + Bromley CU holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SimlessPay has 32 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Lewisham + Bromley CU's written reviews are positive against 80% of SimlessPay's.

UpkeepUpdate frequency

Lewisham + Bromley CU ships an update every 3 weeks, SimlessPay every 2 weeks. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Lewisham + Bromley CU versus SimlessPay: the parameters behind the verdict, then further details
ParameterLewisham + Bromley CUSimlessPay
PriceFreeFree
Rating5.0 (4 ratings) — better4.6 (32 ratings)
Positive reviews100.0% of reviews — better79.6% of reviews
Number of ratings432 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size34 MB83 MB
Age rating4+4+
DeveloperLewisham Plus Credit UnionSIMLESSPAY LIMITED

Customer experience

Lewisham + Bromley CU

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SimlessPay

All ratings28 ratings
Positive89.3%
Neutral0.0%
Negative10.7%
Written reviews103 reviews
Positive79.6%
Neutral0.0%
Negative20.4%

In-app purchases

None

Lewisham + Bromley CU

No in-app purchases

None

SimlessPay

No in-app purchases

Questions

Is Lewisham + Bromley CU free?
Lewisham + Bromley CU is free to download, with no in-app purchases.
Is SimlessPay free?
SimlessPay is free to download, with no in-app purchases.
Which has better reviews, Lewisham + Bromley CU or SimlessPay?
Lewisham + Bromley CU is rated higher. Lewisham + Bromley CU averages 5.0 out of 5 from 4 ratings, while SimlessPay averages 4.6 from 32 ratings.
Do Lewisham + Bromley CU or SimlessPay have ads?
Neither Lewisham + Bromley CU nor SimlessPay shows ads.
Which is updated more often, Lewisham + Bromley CU or SimlessPay?
Lewisham + Bromley CU ships an update every 3 weeks, and SimlessPay every 2 weeks. Most recently, Lewisham + Bromley CU was updated on November 3, 2026 and SimlessPay on November 3, 2026.

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