Freed vs CentricCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Freed
This app guides users through a six-week program to improve financial habits using a Biblically-based approach. It includes a quiz to understand money motivations and offers three distinct focus areas for different financial needs.
- Biblically-based financial guidance
- Money motivation quiz
- Three unique financial focus lanes
- Six-week structured program
- Personalized financial habit improvement
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Thrive Financially. Grow Spiritually. FreedUp is a six-week experience that uses a Biblically-based approach to improve your financial habits. Take the Money Motivation quiz to discover your real motivations around money and to better understand yourself. Then, choose your lane to focus on throughout the course. FreedUp offers three unique lanes for different financial situations. FreedUp is created by CRGS, a joint venture formed by Crossroads Church and Good Sense. Good Sense has been around for over 40 years. Hundreds of thousands of people have used the Good Sense curriculum to transform finances and transform their lives.
CentricCU
Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- View credit report
- Budgeting tools
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Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!
Screenshots
Verdict
The clearest difference is review sentiment: Freed at 100% against CentricCU's 63%. Freed also leads on rating (5.0 vs 4.8) and monetization model (free vs ad-supported). CentricCU's advantage is ratings volume (3.7K vs 21) and update cadence (every 3 weeks vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Freed holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 100% of Freed's written reviews are positive against 63% of CentricCU's.
Freed ships an update every 4 months, CentricCU every 3 weeks. The most recent releases landed on October 6, 2026 and October 22, 2026 respectively.
| Parameter | Freed | CentricCU |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (21 ratings) — better | 4.8 (3.7K ratings) |
| Positive reviews | 100.0% of reviews — better | 62.7% of reviews |
| Number of ratings | 21 | 3.7K — better |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 18.4 |
| Further details — not scored | ||
| Size | 22 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Good Sense | Centric FCU |
Customer experience
Freed
CentricCU
Bugs and requests
Freed
Not enough reviews yet to summarise bugs or requests.
CentricCU
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Dark mode option
- Improved Zelle integration
In-app purchases
Freed
No in-app purchases
CentricCU
No in-app purchases
Questions
Is Freed free?
Is CentricCU free?
Which has better reviews, Freed or CentricCU?
Do Freed or CentricCU have ads?
Which is updated more often, Freed or CentricCU?
Other comparisons
