Comparison

Money Pro vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Pro

Manage your personal and family finances with this comprehensive expense tracker, budget planner, and account manager. It offers features like customizable dashboards, simplified budgeting, and insightful analytics to help you control your spending and achieve financial goals.

Highlights
  • Expense and income tracking
  • Budget planning with subcategories
  • Account management
  • Insightful analytics and reports
  • Financial goal setting
  • Customizable dashboard
Read full description

EASY BUDGET. Cut your expenses with Money Pro! Expense tracker, budget planner & account manager - all in one app to get your finances under control. Money Pro works great for personal & family expense tracking. The app is now fully optimized for iPads! NEW IN MONEY PRO 3.0: - customizable dashboard - simplified in-line budgeting - budget for category with subcategories - quick transaction filter and period selection FEATURES: Simple and Secure - quick and easy expense/income entries: save your time - category search for faster transaction entry - password & backups Income and Expense Tracker - split transactions: split one payment into multiple categories, keep it all organized - search by amount, category, description, payee, etc - recurring expenses with custom periodicity - calendar for scheduling bills and expenses - notifications & alerts for bills due - tracking expenses with other users and cross-platform sync (PLUS or GOLD required) - multiple profiles for organized tracking of personal and family finances - attachments: keep important bills captured Budget Planner - flexible structure of categories & subcategories - visual indicators for budget spending - transaction list for each category: access your bills with ease - transferring the leftover of the previous budget period to the current one to limit your spending - custom icons Account Manager - easy management of an unlimited number of accounts - balance change history - additional fields for organizing your records: payee, description, class (e.g. travel expenses). - CSV import - online banking (GOLD required) Insightful Analytics - multiple reports - report filters - augmented reality reports Goals - set your goals and achieve them - visualize your goal progress with a trend chart - four Goal types: Save money, Pay off debt, Reduce expenses, Increase income More - calculator and currency converter - print and export (PDF, CSV) - multiple currencies Free trial, then subscription required. BASIC subscription - 1 year of BASIC: $12.99 PLUS subscription - 1 year of PLUS: $29.99 GOLD subscription - 1 year of GOLD: $69.99 In all the countries (except the USA), actual charges will be converted to the local currency. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Account Settings after purchase. Terms & Privacy - http://ibearsoft.com/privacy.html - http://ibearsoft.com/terms.html

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers robust features like customizable dashboards, budget planning, and secure offline use. Manage finances efficiently and achieve your financial goals with comprehensive tools.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Budget planning
  • Multiple accounts and categories
  • Secure offline use
  • Shared budgeting
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Money Pro4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Flow | Expense Tracker at 90% against Money Pro's 14%. Budget Flow | Expense Tracker also leads on rating (4.8 vs 2.7) and monetization model (free with in-app purchases vs subscription). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Pro sells 3 in-app purchases, starting at $12.99 per year and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 347 ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 14% of Money Pro's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Money Pro ships an update every 11 days, Budget Flow | Expense Tracker every 10 days. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

Scorecard6 real differences · 4 level
Money Pro versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterMoney ProBudget Flow | Expense Tracker
PriceFreeFree
Rating2.7 (44 ratings)4.8 (347 ratings) — better
Positive reviews14.3% of reviews90.2% of reviews — better
Number of ratings44347 — better
Update frequencyEvery 11 daysEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS26.016.0 — better
Further details — not scored
Size93 MB216 MB
Age rating17+4+
DeveloperiBear LLCFabian Hasse

Customer experience

Money Pro

All ratings41 ratings
Positive31.7%
Neutral4.9%
Negative63.4%
Written reviews258 reviews
Positive14.3%
Neutral7.0%
Negative78.7%

Budget Flow | Expense Tracker

All ratings345 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews489 reviews
Positive90.2%
Neutral4.7%
Negative5.1%

Bugs and requests

Money Pro

Not enough reviews yet to summarise bugs or requests.

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

3 purchases

Money Pro

Subscriptions3
  • BASIC3 Days trial$12.991 Year
  • PLUS3 Days trial$29.991 Year
  • GOLD3 Days trial$69.991 Year
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Money Pro free?
Money Pro is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Money Pro or Budget Flow | Expense Tracker?
Budget Flow | Expense Tracker is rated higher. Money Pro averages 2.7 out of 5 from 44 ratings, while Budget Flow | Expense Tracker averages 4.8 from 347 ratings.
Do Money Pro or Budget Flow | Expense Tracker have ads?
Neither Money Pro nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Money Pro or Budget Flow | Expense Tracker?
Money Pro ships an update every 11 days, and Budget Flow | Expense Tracker every 10 days. Most recently, Money Pro was updated on November 11, 2026 and Budget Flow | Expense Tracker on November 12, 2026.

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