blu by BCA Digital vs GORO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
blu by BCA Digital
This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.
- 20 savings accounts in 1
- Online group pooling for up to 50 people
- Deposits with early withdrawal without penalty
- Pay/buy within one app
- QRIS payments
- Virtual and debit cards with Mastercard
- Cash withdrawal/deposit at BCA ATMs
- Investments via bluInvest
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blu Siap Jadi Pegangan Finansialmu! blu menjawab kebutuhan finansial kamu dengan cara baru agar kamu bisa wujudkan apa pun yang kamu tuju. blu adalah aplikasi mobile banking dari BCA Digital, anak perusahaan BCA blu punya layanan seamless yang bisa bikin kamu tenang dengan: • Koneksi ke sistem BCA • Sistem keamanan transaksi menggunakan PIN, Password, CVC, dan biometrik. • Customer care haloblu yang selalu ada buat kamu Ada Untukmu, Apa Pun Tujuanmu Pengen nabung buat sepatu baru? Gadget baru? Rumah? Mobil? Sekolah? Apa pun tujuanmu, we’ve got your back! blu punya akses layanan perbankan digital yang mudah dengan pengalaman yang seru. Kamu bisa: • Punya 20 tabungan dalam 1 rekening • Patungan online bisa sampai 50 orang • Buka deposito mulai dari Rp 1 juta, pencairan sebelum jatuh tempo gak kena penalti • Bayar/beli dalam satu aplikasi • Bayar pakai QRIS • bluVirtual Card dan bluDebit Card yang terkoneksi dengan Mastercard, memudahkan transaksimu di dalam maupun luar negeri. • Tarik dan Setor Tunai di ATM BCA • Investasi di bluInvest bekerjasama dengan partner terpercaya Eits, belum selesai! Pakai blu bebas biaya admin bulanan, bebas biaya transfer via BI-FAST dari dan ke BCA unlimited, So...tunggu apa lagi? Download blu sekarang! Perlu bantuan? Haloblu siap bantu kamu 24/7 via telepon 1500 668/ WhatsApp 0811-6500-668 PT Bank Digital BCA Menara blu, The City Tower Lantai 11 Jl. M.H. Thamrin No.81, Menteng, 10310, Jakarta, Indonesia 10310 https://www.blubybcadigital.id/
GORO
Invest in fractional property starting from just $1 and earn up to 10% annually with monthly income payouts. Browse a curated selection of premium properties and enjoy capital appreciation. This platform democratizes property ownership, making it accessible to everyone.
- Fractional property investment from $1
- Earn up to 10% annual income
- Monthly income payouts
- Access to premium villas and apartments
- Capital appreciation potential
- 100% liquid portfolio
- Transparent investment information
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Since 2022, GORO has grown to become Indonesia’s largest fractional property investment platform, earning the trust of more than 140,000 users. Now officially a participant of the Indonesian Financial Services Authority's (OJK) Regulatory Sandbox. Start investing with any amount you like and earn up to 10% per year in monthly paid income. Just as on a conventional online marketplace, simply browse GORO’s property catalog and invest whichever you want instantly — anytime, anywhere you like, directly on the app! INVEST IN PROPERTIES FROM $1 With GORO, you may acquire pieces of the best properties, starting from a fraction of what it usually costs for a cup of coffee. This is aligned with GORO’s ultimate goal, which is to democratize property ownership and support financial inclusion, so that anyone can own and benefit from property. TRUSTED BY OVER 140,000 USERS GORO has distributed over IDR 5 billion in returns to investors, always upholding transparency and accountability in every step. EARN UP TO 10% IN MONTHLY PAID INCOME Make your dreams come true and earn monthly passive income paid directly to your account, accompanied with a detailed financial report. INVEST IN PREMIUM VILLAS AND APARTMENTS Explore a curated selection of premium villas and apartments chosen by our professional team, offering optimal return potential for your investment. ENJOY CAPITAL APPRECIATION When your property is sold, you as property owner will get to enjoy the resulting capital appreciation. 100% LIQUID, NO LOANS GORO has paid for every property on offer in cash, without any credits/loans whatsoever. You also have full control over your portfolio. Invest, hold, or sell — it’s up to you. SECURE, CONVENIENT, TRANSPARENT Enjoy a peace of mind with GORO. You may rest easy knowing that you have access to all the essential information related to your portfolio, such as property certificates, property insurance, etc. NO FUSS Do nothing except sit back and relax as you wait for your monthly paid income. Legality & Certifications: Officially graduated from the OJK Regulatory Sandbox (S-527/IK.01/2025 & S-528/IK.01/2025) Registered with the Ministry of Law and Human Rights RI (AHU-0055471.AH.01.01.TAHUN 2022) Registered with the Ministry of Communication and Informatics (PB-UMKU 250822004723300000001) Registered with the Ministry of Investment/BKPM (NIB 2508220047233) ISO 27001 Certified for Information Security Contact Us: WhatsApp:+6281290904676 Email: hello@goro.id Instagram: @goroindonesia Youtube: @goroindonesia Tiktok : @goroindonesia Twitter: @goroindonesia Facebook: @goroindonesia Linkedin: GORO Our Office: GORO Bali Office Jl. Raya Anggi Elok Blok. C No.14, Dalung, Kec. Kuta Utara, Kabupaten Badung, Bali 80361 GORO Jakarta Office Plaza Sentral Main Building Lt. 14, Jl. Jend. Sudirman No. 47, Jakarta Selatan, 12930
Screenshots
Verdict
The clearest difference is review sentiment: GORO at 100% against blu by BCA Digital's 31%. GORO also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). blu by BCA Digital's advantage is update cadence (weekly vs every 2 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
blu by BCA Digital ships an update weekly, GORO every 2 weeks. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.
| Parameter | blu by BCA Digital | GORO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (122 ratings) — better | — |
| Positive reviews | 31.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 122 — better | — |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 405 MB | 105 MB |
| Age rating | 12+ | 17+ |
| Developer | PT. Bank Digital BCA | Gouw Andryan Prakasa |
Customer experience
blu by BCA Digital
GORO
In-app purchases
blu by BCA Digital
No in-app purchases
GORO
No in-app purchases









