Comparison

blu by BCA Digital vs GORO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

blu by BCA Digital

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

Highlights
  • 20 savings accounts in 1
  • Online group pooling for up to 50 people
  • Deposits with early withdrawal without penalty
  • Pay/buy within one app
  • QRIS payments
  • Virtual and debit cards with Mastercard
  • Cash withdrawal/deposit at BCA ATMs
  • Investments via bluInvest
Read full description

blu Siap Jadi Pegangan Finansialmu!   blu menjawab kebutuhan finansial kamu dengan cara baru agar kamu bisa wujudkan apa pun yang kamu tuju. blu adalah aplikasi mobile banking dari BCA Digital, anak perusahaan BCA   blu punya layanan seamless yang bisa bikin kamu tenang dengan: • Koneksi ke sistem BCA • Sistem keamanan transaksi menggunakan PIN, Password, CVC, dan biometrik. • Customer care haloblu yang selalu ada buat kamu   Ada Untukmu, Apa Pun Tujuanmu   Pengen nabung buat sepatu baru? Gadget baru? Rumah? Mobil? Sekolah? Apa pun tujuanmu, we’ve got your back! blu punya akses layanan perbankan digital yang mudah dengan pengalaman yang seru. Kamu bisa:   • Punya 20 tabungan dalam 1 rekening • Patungan online bisa sampai 50 orang • Buka deposito mulai dari Rp 1 juta, pencairan sebelum jatuh tempo gak kena penalti • Bayar/beli dalam satu aplikasi • Bayar pakai QRIS • bluVirtual Card dan bluDebit Card yang terkoneksi dengan Mastercard, memudahkan transaksimu di dalam maupun luar negeri. • Tarik dan Setor Tunai di ATM BCA • Investasi di bluInvest bekerjasama dengan partner terpercaya     Eits, belum selesai! Pakai blu bebas biaya admin bulanan, bebas biaya transfer via BI-FAST dari dan ke BCA unlimited,   So...tunggu apa lagi? Download blu sekarang!   Perlu bantuan? Haloblu siap bantu kamu 24/7 via telepon 1500 668/ WhatsApp 0811-6500-668   PT Bank Digital BCA Menara blu, The City Tower Lantai 11 Jl. M.H. Thamrin No.81, Menteng, 10310, Jakarta, Indonesia 10310 https://www.blubybcadigital.id/

About

GORO

Invest in fractional property starting from just $1 and earn up to 10% annually with monthly income payouts. Browse a curated selection of premium properties and enjoy capital appreciation. This platform democratizes property ownership, making it accessible to everyone.

Highlights
  • Fractional property investment from $1
  • Earn up to 10% annual income
  • Monthly income payouts
  • Access to premium villas and apartments
  • Capital appreciation potential
  • 100% liquid portfolio
  • Transparent investment information
Features
Read full description

Since 2022, GORO has grown to become Indonesia’s largest fractional property investment platform, earning the trust of more than 140,000 users. Now officially a participant of the Indonesian Financial Services Authority's (OJK) Regulatory Sandbox. Start investing with any amount you like and earn up to 10% per year in monthly paid income. Just as on a conventional online marketplace, simply browse GORO’s property catalog and invest whichever you want instantly — anytime, anywhere you like, directly on the app! INVEST IN PROPERTIES FROM $1 With GORO, you may acquire pieces of the best properties, starting from a fraction of what it usually costs for a cup of coffee. This is aligned with GORO’s ultimate goal, which is to democratize property ownership and support financial inclusion, so that anyone can own and benefit from property. TRUSTED BY OVER 140,000 USERS GORO has distributed over IDR 5 billion in returns to investors, always upholding transparency and accountability in every step. EARN UP TO 10% IN MONTHLY PAID INCOME Make your dreams come true and earn monthly passive income paid directly to your account, accompanied with a detailed financial report. INVEST IN PREMIUM VILLAS AND APARTMENTS Explore a curated selection of premium villas and apartments chosen by our professional team, offering optimal return potential for your investment. ENJOY CAPITAL APPRECIATION When your property is sold, you as property owner will get to enjoy the resulting capital appreciation. 100% LIQUID, NO LOANS GORO has paid for every property on offer in cash, without any credits/loans whatsoever. You also have full control over your portfolio. Invest, hold, or sell — it’s up to you. SECURE, CONVENIENT, TRANSPARENT Enjoy a peace of mind with GORO. You may rest easy knowing that you have access to all the essential information related to your portfolio, such as property certificates, property insurance, etc. NO FUSS Do nothing except sit back and relax as you wait for your monthly paid income. Legality & Certifications: Officially graduated from the OJK Regulatory Sandbox (S-527/IK.01/2025 & S-528/IK.01/2025) Registered with the Ministry of Law and Human Rights RI (AHU-0055471.AH.01.01.TAHUN 2022) Registered with the Ministry of Communication and Informatics (PB-UMKU 250822004723300000001) Registered with the Ministry of Investment/BKPM (NIB 2508220047233) ISO 27001 Certified for Information Security Contact Us: WhatsApp:+6281290904676 Email: hello@goro.id Instagram: @goroindonesia Youtube: @goroindonesia Tiktok : @goroindonesia Twitter: @goroindonesia Facebook: @goroindonesia Linkedin: GORO Our Office: GORO Bali Office Jl. Raya Anggi Elok Blok. C No.14, Dalung, Kec. Kuta Utara, Kabupaten Badung, Bali 80361 GORO Jakarta Office Plaza Sentral Main Building Lt. 14, Jl. Jend. Sudirman No. 47, Jakarta Selatan, 12930

Screenshots

blu by BCA Digital4 screens
GORO4 screens

Verdict

The call

The clearest difference is review sentiment: GORO at 100% against blu by BCA Digital's 31%. GORO also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). blu by BCA Digital's advantage is update cadence (weekly vs every 2 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

blu by BCA Digital ships an update weekly, GORO every 2 weeks. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

Scorecard4 real differences · 6 level
blu by BCA Digital versus GORO: the parameters behind the verdict, then further details
Parameterblu by BCA DigitalGORO
PriceFreeFree
Rating4.7 (122 ratings) — better—
Positive reviews31.4% of reviews100.0% of reviews — better
Number of ratings122 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size405 MB105 MB
Age rating12+17+
DeveloperPT. Bank Digital BCAGouw Andryan Prakasa

Customer experience

blu by BCA Digital

All ratings122 ratings
Positive93.4%
Neutral0.8%
Negative5.7%
Written reviews70 reviews
Positive31.4%
Neutral11.4%
Negative57.1%

GORO

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

blu by BCA Digital

No in-app purchases

None

GORO

No in-app purchases

Questions

Is blu by BCA Digital free?
blu by BCA Digital is free to download, with no in-app purchases.
Is GORO free?
GORO is free to download, with no in-app purchases.
Do blu by BCA Digital or GORO have ads?
blu by BCA Digital shows ads; GORO does not.
Which is updated more often, blu by BCA Digital or GORO?
blu by BCA Digital ships an update weekly, and GORO every 2 weeks. Most recently, blu by BCA Digital was updated on September 23, 2026 and GORO on September 9, 2026.

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