Stream vs Payday Timer

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to: - Choose when you get paid - Check your shifts and earnings in real time - Save into an easy-access account with a market-leading interest rate - Track all your spending across bank accounts in one place - Get exclusive discounts from 100s of your favourite brands - Calculate and optimize your W4 contributions - Check what government benefits you are entitled to - Get personalised support from an AI money coach

Payday Timer is the simplest way to count down to your next paycheck. Track every job, mark paychecks as paid, see your earnings grow, and know exactly when payday hits — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the paycheck countdown you want. PAYCHECK COUNTDOWN Your next payday sits front and center with a clean day count, the paycheck amount, and the exact date you'll be paid. Add a second job, a side hustle, or any recurring income source and every paycheck shows up on the same screen in order of whoever's paid next. Weekly, biweekly, semi-monthly, or monthly — Payday Timer handles every pay schedule. PAID EARLY, ON TIME, OR LATE Every paycheck gets tagged based on when it actually hit versus when it was scheduled. See at a glance which jobs pay early, which pay on time, and which pay late. No other paycheck tracker gives you this level of insight into your income patterns. MARK AS PAID When a paycheck comes in, tap Mark as Paid and Payday Timer logs the date and rolls forward to your next one. Tap by mistake? One-tap undo. PAYCHECK HISTORY Every paycheck you mark as paid is saved to the History tab with the date, amount, source, and on-time status. Look back at any time to see what you've been paid, when, and from which job. EARNINGS STATS The Stats tab gives you a full picture of your income: year-to-date earnings, this month's total, paid-in-month tracking, projected yearly earnings based on your pay schedule, paycheck progress for the year, and a preview of your next three paydays. Every number you need to understand your income, in one scroll. INCOME GRAPHS The Graphs tab visualizes your earnings three ways: cumulative earnings with actual versus projected trajectory, monthly income by month, and income by source so you can see how each job contributes to your total. Watch your yearly earnings add up in real time. THE TOOLKIT Payday Timer works great on its own — and even better alongside our full suite of finance tools. Jump into Rent Due Timer to stay ahead of rent, BridgeBudget to manage your monthly finances, Split My Paycheck to divide your income into clear categories, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're counting down to your first paycheck, tracking hourly wages across multiple jobs, or watching your salary add up through the year, Payday Timer gives you the clearest view of when you're getting paid and how much. Download Payday Timer today and start counting down to your next paycheck.