Rova App vs Ribbon Global

Open a multi-currency account (GBP, NGN & USD) in just a few taps. Rova helps you hold, move, and manage money across borders simply and securely. From everyday spending to longer-term plans, everything you need lives in one thoughtfully designed app. Whether you’re earning internationally, paying bills, or planning ahead, Rova keeps your finances organised and in your control. What you can do with Rova Hold & Move Money Globally Send and receive money locally and internationally with ease. Manage multiple currencies in one place and make cross-border payments without unnecessary delays or hidden charges. Save Intentionally Create a Savings Vault (in Naira & British Pounds) to set money aside for what matters and earn competitive interest. Spend with Ease Pay bills, subscriptions, and everyday essentials directly in the app. No switching platforms. Support When You Need It Get help anytime through in-app chat and responsive customer support. Why Rova Regulated & Trusted Rova operates under FCA and CBN regulations and is backed by FCMB Bank (UK) Limited. Your Money, Fully Protected GBP and USD balances are covered by the UK’s Financial Services Compensation Scheme (FSCS), while NGN funds are protected by the Nigeria Deposit Insurance Corporation (NDIC). Certified Security Standards We’re ISO 27001 certified and PCI DSS compliant, meeting globally recognised security standards. Built-in Protection Enjoy biometric login (Face ID / Fingerprint), device controls, and advanced fraud prevention - all designed to keep your money and data safe. Download Rova and experience money that’s borderless, effortless, and designed for modern life.

A zero fee Hyper Personalised Carbon Neutral Financial Services Super App at your fingertips. Manage your money and financial wellbeing, all in one place. Open a personal account without any fees in a few minutes from your smartphone. Access Ribbon AI powered analytics and financial literacy tools such as Goals, Budget, and Piggy Bank. Account holders can view the carbon footprint generated by the purchases that they make from their Ribbon account, with an option to offset their carbon footprint. What more? Get rewarded with Ribbon Coins for all your transactions. A fully loaded Financial Services Super App: * No Joining or Monthly Fee * Open Current Account in Minutes * Free Contactless Debit Card * Smart Analytics * Budget Tool * CO2 Emission Tracking * Goals Set-up & Tracking * Piggy Bank for Spare Change * Split Bills * Money Transfers * Ribbon Coins * Lock and Unlock Card anytime * Easy Bank Transfers * Open Banking Integration * Link other bank accounts * AI driven Chatbot * Instant Payment Notifications * Send and Request Money Ribbon Plc (No. 119662) is authorised and regulated by the Gibraltar Financial Services Commission under Financial Services Act 2019 for issuance of electronic money and offering payment services. Registered address: 2 Irish Town, Gibraltar GX11 1AA.