Comparison

ONE ZERO vs Mani

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ONE ZERO

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

Highlights
  • No maintenance fees
  • High-interest deposits
  • Fee-free foreign currency transactions
  • Investment opportunities
  • Consolidated account management
  • AI-powered financial insights
  • 24/7 expert support
Features
Read full description

מעל 190,000 לקוחות כבר נהנים מבנקאות הוגנת, שקופה ומשתלמת בבנק הדיגיטלי הראשון בישראל – ONE ZERO. אפשר להצטרף תוך 7 דקות וליהנות מתנאים מעולים והטבות מיוחדות, עם חיסכון של עד אלפי שקלים בשנה. מה מקבלים בבנק ONE ZERO? - פיקדונות בריבית הגבוהה בישראל - כרטיס האשראי היחיד בישראל ללא עמלת מט״ח בחשבונות One* - חבילת ONE travel הכוללת חבילות גלישה וביטוח נסיעות לחו״ל מתנה למחזיקי כרטיס האשראי של ONE ZERO - אפשרות למסלול השקעות בני״ע ללא תשלום בחשבון One+* - השקעות בשוק ההון ללא דמי משמרת וללא עמלת המרת מט״ח בחשבונות One - פיצ׳רים ייחודיים למסחר בשוק ההון בחשבונות One - מסחר בשוק ההון ישירות מהאפליקציה - העברות זה״ב מיידיות מהחשבון ללא עלות בחשבונות One - העברה בנקאית ללא הגבלה בכל החשבונות - כלים ייחודיים לעסקים קטנים ועצמאים - ריכוז כל החשבונות והכרטיסים מכל הבנקים/חברות האשראי במקום אחד (חשבונות One)* - סריקה יומית של חשבון הבנק והכרטיס לזיהוי הזדמנויות וחיובים כפולים בחשבונות One - צוות בנקאים ומומחים פיננסיים שזמין לך בטלפון/צ'אט בשעות הפעילות - שירות פרסונלי 24/7 כולל בלילות ובשבת באמצעות Ella, בנקאית AI אישית שמכירה את החשבון שלך מי יכול לפתוח חשבון בבנק ONE ZERO? בני ובנות 18 ומעלה ללא תושבות מס זרה וללא אזרחות אמריקאית. ניתן לפתוח חשבון פרטי או משותף, כולל עוסק מורשה ולמעט תאגידים. מה צריך בשביל לפתוח חשבון? 7 דקות פנויות, תעודת זהות בתוקף (לא צילום) ומכשיר עם מצלמה ומיקרופון תקינים.

About

Mani

Manage your finances with a versatile digital wallet offering flexible installment options and instant money transfers. Businesses can create custom payment pages, while users can top up their wallets through various methods and access a secure international prepaid card.

Highlights
  • No limits on wallet usage
  • Flexible installment options
  • Instant money transfers
  • Customizable business payment pages
  • Multiple wallet top-up methods
  • Secure international prepaid card
Features
Read full description

Mani wallet with no limits and flexible installment options. Ideal for individuals to transfer money between people, and of course for businesses — including a custom-designed payment page with your logo.Instant transfers, wallet top-up via cash, bank transfer, credit card, or installments, with many withdrawal options. Includes a secure international prepaid card for use on websites and anywhere in the world. Built for the global market. Enjoy!

Screenshots

ONE ZERO4 screens
Mani4 screens

Verdict

The call

The clearest difference is rating: ONE ZERO at 3.0 against Mani's 1.5. ONE ZERO also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 6 months). Mani's advantage is monetization model (ad-supported vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ONE ZERO holds the better App Store score, 3.0 against 1.5. That said, the two scores are not equally well evidenced: ONE ZERO has 61 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

ONE ZERO ships an update every 2 weeks, Mani every 6 months. The most recent releases landed on October 14, 2026 and October 3, 2026 respectively.

Scorecard5 real differences · 5 level
ONE ZERO versus Mani: the parameters behind the verdict, then further details
ParameterONE ZEROMani
PriceFreeFree
Rating3.0 (61 ratings) — better1.5 (2 ratings)
Positive reviews10.4% of reviews—
Number of ratings61 — better2
Update frequencyEvery 2 weeks — betterEvery 6 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size274 MB18 MB
Age rating4+4+
DeveloperONE ZERO Digital Bank LTDI.C.P. Finance Ltd

Customer experience

ONE ZERO

All ratings61 ratings
Positive45.9%
Neutral4.9%
Negative49.2%
Written reviews48 reviews
Positive10.4%
Neutral2.1%
Negative87.5%

Mani

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

ONE ZERO

Reported bugs

14 issues
  • Stuck in registration loop
  • App is often stuck
  • App crashes
  • Voice verification not working
  • Document scanning errors
Show 9 more
  • SMS verification loop
  • Chat not working
  • App doesn't work for account opening
  • Registration process errors
  • Unable to activate credit card
  • Login screen freezes
  • Incompatible with older devices
  • App crashes constantly
  • Error loops

Requested features

5 requests
  • Add English language option
  • Improve AI helper
  • Add dark mode
  • Add iPad version
  • Option to provide feedback within the app

Mani

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ONE ZERO

No in-app purchases

None

Mani

No in-app purchases

Questions

Is ONE ZERO free?
ONE ZERO is free to download, with no in-app purchases.
Is Mani free?
Mani is free to download, with no in-app purchases.
Which has better reviews, ONE ZERO or Mani?
ONE ZERO is rated higher. ONE ZERO averages 3.0 out of 5 from 61 ratings, while Mani averages 1.5 from 2 ratings.
Do ONE ZERO or Mani have ads?
Mani shows ads; ONE ZERO does not.
Which is updated more often, ONE ZERO or Mani?
ONE ZERO ships an update every 2 weeks, and Mani every 6 months. Most recently, ONE ZERO was updated on October 14, 2026 and Mani on October 3, 2026.

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