Comparison

LIT by FirstBank vs GT e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LIT by FirstBank

This mobile banking app provides secure and convenient access to your accounts. Manage payments, transfer funds, request virtual cards, and get instant loans. It offers a user-friendly interface for all your banking needs, putting your bank in your pocket.

Highlights
  • View accounts and activities
  • Download account statements
  • Initiate transfers
  • Buy airtime and pay bills
  • Request virtual cards
  • Schedule payments
  • Make complaints
Features
Read full description

LIT is FirstBank’s latest mobile banking application. LIT brings the statement “your bank in your pocket” to a whole new level. Do you want to schedule a payment, make a complaint, talk to your account officer, get an instant virtual card, or take a loan? get LIT. With a sleek interface and loads of exciting features, LIT offers an excellent user experience with safe and secure access to all your banking needs. Are you an existing FirstBank customer, or are you thinking of opening an account? Download and join the LIT tribe today! The LIT Mobile App allows you to: • View your accounts and their activities • Download your account statement and send it to your email • Initiate transfers to own accounts, FirstBank Accounts and Other banks • Buy airtime, data, and pay bills • Request and manage your virtual cards • Set up Scheduled payments • View BVN • Generate receipts for new and old transactions • Make complaints • Initiate and complete multiple transfers • Manage beneficiaries • Manage profile activities • Manage devices • Manage your cards on channels With LIT, enjoy convenient, secure and reliable banking services. The future is LIT with FirstBank. Enrol today.

About

GT e

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Authenticates electronic transactions
  • Alternative to hardware tokens
  • Supports web, internet, and mobile banking
  • Secure 6-digit passcode login
  • 24/7 banking access
Features
Read full description

GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.

Screenshots

LIT by FirstBank4 screens
GT e4 screens

Verdict

The call

The clearest difference is rating: GT e at 4.9 against LIT by FirstBank's 2.9. GT e also leads on review sentiment (57% vs 19%) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GT e holds the better App Store score, 4.9 against 2.9. That said, the two scores are not equally well evidenced: GT e has 796 ratings behind it against 72, so its average is the more settled of the two. Written reviews point the same way: 19% of LIT by FirstBank's written reviews are positive against 57% of GT e's.

UpkeepUpdate frequency

LIT by FirstBank ships an update every 6 weeks, GT e fortnightly. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
LIT by FirstBank versus GT e: the parameters behind the verdict, then further details
ParameterLIT by FirstBankGT e
PriceFreeFree
Rating2.9 (72 ratings)4.9 (796 ratings) — better
Positive reviews19.2% of reviews57.5% of reviews — better
Number of ratings72796 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size192 MB55 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedGuaranty Trust Bank PLC

Customer experience

LIT by FirstBank

All ratings71 ratings
Positive45.1%
Neutral2.8%
Negative52.1%
Written reviews26 reviews
Positive19.2%
Neutral0.0%
Negative80.8%

GT e

All ratings587 ratings
Positive96.9%
Neutral0.9%
Negative2.2%
Written reviews40 reviews
Positive57.5%
Neutral0.0%
Negative42.5%

In-app purchases

None

LIT by FirstBank

No in-app purchases

None

GT e

No in-app purchases

Questions

Is LIT by FirstBank free?
LIT by FirstBank is free to download, with no in-app purchases.
Is GT e free?
GT e is free to download, with no in-app purchases.
Which has better reviews, LIT by FirstBank or GT e?
GT e is rated higher. LIT by FirstBank averages 2.9 out of 5 from 72 ratings, while GT e averages 4.9 from 796 ratings.
Do LIT by FirstBank or GT e have ads?
Neither LIT by FirstBank nor GT e shows ads.
Which is updated more often, LIT by FirstBank or GT e?
LIT by FirstBank ships an update every 6 weeks, and GT e fortnightly. Most recently, LIT by FirstBank was updated on October 20, 2026 and GT e on October 25, 2026.

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