Mutual Fund, SIP, ITR vs Benefitwise

Investing in tax-saving mutual funds, SIP, ELSS, and filing income tax returns just got simpler now! Download the BLACK App by ClearTax and finish your income tax e-filing in just 3 minutes! India's #1 best direct mutual fund investment app and ITR filing platform aims to simplify investments and ITR e-filing in India. Our updated app version seeks to make mutual fund investment and ITR filing easier and simpler. What does the BLACK App provide? Invest in direct mutual funds via BLACK Easy to decide on how to invest in direct mutual funds and ELSS funds Curate the mutual fund pack yourself. Receive timely updates on the performance of mutual funds Track the status of your investments in SIPs and ELSS funds Check and manage your mutual fund portfolio Invest through the app for free and grow your wealth e-File income tax returns (ITR) via BLACK File in just 3 minutes 100% pre-filled data - No manual entry 1000s of capital gains transactions imported in seconds Supports multiple Form 16s in case of changed jobs Maximise tax savings with expert tips Why use the BLACK App? ITR filing is hassle-free and easy Auto imports data from the income tax department with just PAN details and Form 16 Best investment app to invest in ELSS and save Rs 46,800 How does the BLACK App work? For investing in mutual funds Log in or sign up on the BLACK App by ClearTax Choose the most suitable fund among our handpicked mutual fund plans. Choose the preferred mode of investment (lump sum or SIP) Complete your KYC process Link your bank account and transfer the amount You will receive the details of your investment, such as the folio number, through an email or SMS For e-filing tax returns Option 1: File with the details pre-filled from the government-authorised e-filing portal. Step 1: Select the 'File ITR with pre-filled data' option Step 2: Enter your credentials - your PAN is the username. Step 3: Review and edit the details if required Step 4: Click on 'Submit to finish e-filing' Option 2: Upload your Form 16 Step 1: Select the 'Upload Form 16' option Step 2: Upload Form 16 Step 3: Verify the details and click 'Submit' to finish filing If you have switched jobs within a year, you can upload multiple Form 16s. ClearTax will read your Form 16s and help you file your income tax returns. Option 3: Don't have Form 16? If you do not have your Form 16, you can manually enter the relevant details by choosing the 'Don't have Form 16?' option and e-file your income tax returns. The best features of the BLACK App are as follows: Invest in Free Direct Mutual Funds: With BLACK, you can invest in all kinds of mutual funds, such as large-cap funds, small-cap funds, ELSS funds, liquid funds, debt mutual funds, high-performance funds and balanced funds. You can even choose to invest either in lump-sum funds or via a systematic investment plan. Tax savings with ELSS Funds: With BLACK, you can make your savings grow. You can quickly learn, save, and invest. Imagine all you could do with Rs.46,800 that you saved using our best investment app. It's possible to go on a vacation or spend it on jewellery. ITR e-filing: BLACK lets you upload multiple Form 16s. It's easy, safe, and convenient. The app will also tell you if you have any pending tax dues. Once you receive the confirmation, you can track the status of your ITR filings.

Because employee matters — and so does their time, money, and wellbeing. Benefitwise is India's all-in-one employee benefits and rewards management platform — built for companies that want to attract, retain, and engage the best talent. Rewards, recognition, flexible benefits, tax optimization, insurance, wellness, and travel — everything employees need, in one app. REWARDS & RECOGNITION Build a culture where every contribution gets noticed and celebrated. - Peer-to-peer recognition and manager appreciation with reward points - Milestone awards for work anniversaries, birthdays, and performance achievements - Custom award categories aligned to your company values and culture - Leaderboards and recognition feeds visible across the entire organization - Reward points redeemable across 750+ brand vouchers and gift cards FLEXIBLE EMPLOYEE BENEFITS Let employees choose the benefits that matter most — and maximize in-hand salary. - Flexible benefit plans covering meals, fuel, books, gadgets, internet, and more - Tax-optimized benefits under IT Act exemptions — save up to ₹1.2L annually - Digital meal cards, fuel cards, and multi-wallet benefit management - Customizable benefit baskets by grade, department, or employee segment - Real-time benefits utilization tracking for HR and finance teams INSURANCE & WELLNESS Protect employees and invest in their long-term wellbeing. - Group health, term life, and personal accident insurance programs - Preventive health checkups, telemedicine, and mental wellness support - Employee assistance programs (EAP) for personal and professional challenges - Gym memberships, nutrition counselling, and holistic wellness benefits - Wellness challenges to drive healthy habits across teams EMPLOYEE TRAVEL BENEFITS Book business and leisure travel through Benefitwise — transparent, affordable, and hassle-free. - Flight bookings at the lowest price with 24-hour price lock to secure fares before they rise - No hidden charges on any flight booking — fully transparent pricing, always - Full cancellation refund on eligible tickets — zero financial risk for employees - Hotel bookings with best price guaranteed across handpicked, verified properties - Flexible hotel cancellation and 24/7 customer support for employees on the move TAX OPTIMIZATION & COMPLIANCE - Tax benefit components under Sections 10, 17, and 80C for maximum savings - Auto-calculation of tax savings per employee based on benefit selections - Payroll integration for seamless benefit deductions and reporting - Compliance-ready reports for finance and audit teams - LTA structuring and travel benefit management under tax-exempt limits HRMS INTEGRATIONS & ANALYTICS - Integration with leading HRMS platforms and payroll software - Real-time dashboard for benefit utilization, engagement, and ROI tracking - Automated workflows for renewals, insurance claims, and reimbursements - Employee onboarding and offboarding benefit lifecycle management - Dedicated support for HR teams and employees throughout the year Because employee matters. Give your people the benefits experience they deserve. www.benefitwise.in info@benefitwise.in