TC Pay | Payment Solutions vs Benefitwise

Your Trusted Forex Companion – TC Pay by Thomas Cook TC Pay is the official Thomas Cook Forex app that empowers you to manage your foreign exchange needs with ease, speed, and security. Whether you're a student, traveller, or global citizen, TC Pay is your one-stop solution for all things forex. Key Features: Manage Your Forex Card • Register your Thomas Cook Forex Card • Check balance, view transaction history, and manage card settings • Reload your card instantly, anytime, anywhere • Encash unused forex balance directly from the app Buy Forex in Cash or Card • Order foreign currency in cash or load a new forex card • Get doorstep delivery or pick up from the nearest Thomas Cook branch • Competitive exchange rates and transparent pricing Send Money Abroad (Remittance) • Transfer money to close relatives living abroad • Quick, secure, and RBI-compliant international money transfers Fee Remittance for Education Abroad • Pay university tuition fees directly from the app • Fast and secure payments to global institutions • Ideal for students studying in the USA, UK, Canada, Australia, and more Track & Locate • Find the nearest Thomas Cook forex branch outlet • Track your orders and remittance status in real-time Safe & Secure • Bank-grade security with multi-factor authentication • Trusted by millions of customers across India Why Choose TC Pay? • Backed by Thomas Cook India, a trusted name in travel and forex • Designed for students, travellers, parents, and global professionals • 24x7 customer support and in-app assistance • Regular updates and new features to enhance your experience

Because employee matters — and so does their time, money, and wellbeing. Benefitwise is India's all-in-one employee benefits and rewards management platform — built for companies that want to attract, retain, and engage the best talent. Rewards, recognition, flexible benefits, tax optimization, insurance, wellness, and travel — everything employees need, in one app. REWARDS & RECOGNITION Build a culture where every contribution gets noticed and celebrated. - Peer-to-peer recognition and manager appreciation with reward points - Milestone awards for work anniversaries, birthdays, and performance achievements - Custom award categories aligned to your company values and culture - Leaderboards and recognition feeds visible across the entire organization - Reward points redeemable across 750+ brand vouchers and gift cards FLEXIBLE EMPLOYEE BENEFITS Let employees choose the benefits that matter most — and maximize in-hand salary. - Flexible benefit plans covering meals, fuel, books, gadgets, internet, and more - Tax-optimized benefits under IT Act exemptions — save up to ₹1.2L annually - Digital meal cards, fuel cards, and multi-wallet benefit management - Customizable benefit baskets by grade, department, or employee segment - Real-time benefits utilization tracking for HR and finance teams INSURANCE & WELLNESS Protect employees and invest in their long-term wellbeing. - Group health, term life, and personal accident insurance programs - Preventive health checkups, telemedicine, and mental wellness support - Employee assistance programs (EAP) for personal and professional challenges - Gym memberships, nutrition counselling, and holistic wellness benefits - Wellness challenges to drive healthy habits across teams EMPLOYEE TRAVEL BENEFITS Book business and leisure travel through Benefitwise — transparent, affordable, and hassle-free. - Flight bookings at the lowest price with 24-hour price lock to secure fares before they rise - No hidden charges on any flight booking — fully transparent pricing, always - Full cancellation refund on eligible tickets — zero financial risk for employees - Hotel bookings with best price guaranteed across handpicked, verified properties - Flexible hotel cancellation and 24/7 customer support for employees on the move TAX OPTIMIZATION & COMPLIANCE - Tax benefit components under Sections 10, 17, and 80C for maximum savings - Auto-calculation of tax savings per employee based on benefit selections - Payroll integration for seamless benefit deductions and reporting - Compliance-ready reports for finance and audit teams - LTA structuring and travel benefit management under tax-exempt limits HRMS INTEGRATIONS & ANALYTICS - Integration with leading HRMS platforms and payroll software - Real-time dashboard for benefit utilization, engagement, and ROI tracking - Automated workflows for renewals, insurance claims, and reimbursements - Employee onboarding and offboarding benefit lifecycle management - Dedicated support for HR teams and employees throughout the year Because employee matters. Give your people the benefits experience they deserve. www.benefitwise.in info@benefitwise.in