Finance Tracker vs Paylist
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finance Tracker
Effortlessly track daily finances with this powerful transaction organizer. Categorize, tag, and manage recurring expenses with ease. Analyze your spending with a dedicated summary screen and secure, local data storage.
- Unlimited transactions
- Custom categories and tags
- Recurring transaction management
- Receipt scanning and photo attachments
- Transaction summary and analysis
- iCloud sync and sharing
- CSV import/export
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Welcome to Accountit, a simple, but powerful daily transactions tracker that will definitely help you get a full picture of your finances. With Accountit, tracking and organizing all of your transactions becomes as effortless as possible, all thanks to the useful features that the app has on offer. Accountit lets you add an unlimited number of transactions that can be organized into different categories that you can create and customize yourself. With Accountit, you can also filter and organize all of your transactions even more efficiently using tags that you can create and assign to any of your transactions in the app. Don’t worry if you have any recurring transactions because we have got you covered too! Just mark a transaction as recurring and set the frequency when adding it, Accountit will handle the rest for you and you won’t need to manually add the same exact transactions every single time. With Accountit, you can also add various attachments, such as receipts, to your transactions in no time at all because you can scan receipts and take photos directly in the app. One of the main goals of the app is to help you quickly analyze all of your transactions and this is why Accountit offers a dedicated Summary screen that displays an extensive variety of information based on your transactions. Accountit is built with privacy and security in mind and it just doesn’t collect any personal data that can be linked to you. All of your data in the app is stored locally on your device and synced via iCloud if you have enabled this functionality in the settings of the app. We have designed Accountit to be as intuitive and easy to use as possible and it will definitely feel right at home on any of your Apple devices, all thanks to its native design. Accountit offers an extensive variety of features that you can use completely for free, but if you feel that the free functionality isn’t enough for your needs, you can always upgrade to Accountit Plus for even better experience. With Accountit Plus, you get an access to an unlimited number of accounts, categories, and tags, as well as various app customization options, and more. KEY FEATURES: - Unlimited number of transactions - iCloud sync - Ability to add notes to your transactions - Ability to add links to your transactions - Income, expense, and transfer transactions - 1 account - Budgets - Recurring transactions - Multiple sorting and filtering options to help you better organize your transactions - Transactions summary - CSV import and export - Beautiful and useful widgets - Available on iOS, iPadOS, macOS and watchOS PLUS FEATURES: - Unlimited number of accounts - Access to categories and tags - iCloud sharing - Ability to add attachments to transactions - 10 different app icons for you to pick the one that fits your home screen the most - 15 different tint colors that you can choose from to make the app feel more unique to you - Custom appearance (System, light, and dark) - More than 150 different currencies - Bulk editing If you have any questions about Accountit, you can just get in touch with us via email at info@designtech.so. We are always happy to help! Terms of service: https://designtech.notion.site/DesignTech-Terms-of-Service-18cc124eba4080c58316f2ed81f84bff. Privacy policy: https://designtech.notion.site/DesignTech-Privacy-Policy-18bc124eba40809eba48e6af249ebd2c.
Paylist
Manage all your recurring expenses and one-time purchases in one place. Get timely reminders for renewals and expirations to avoid unwanted charges. Track your spending across different periods and currencies.
- Subscription management
- Renewal and expiration reminders
- Payment tracking
- Spending analysis by period
- Multi-currency support
- Local data backup and export
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Paylist is a subscription management app. Keep software subscriptions, in-person memberships, recurring plans of all kinds, and one-time purchases together in Paylist. See when all your subscriptions renew or expire and get reminders in advance. Record the amount and date of every payment, when each item takes effect, and any additional payments. Set a separate renewal or expiration reminder for each subscription to avoid unnecessary charges. View your spending by month, quarter, or year, with support for multiple currencies. Add App Store items directly in the app, or create custom items. We protect your privacy with no third-party analytics or cross-app tracking. Back up your data locally, and export or import it.
Screenshots
Verdict
The clearest difference is rating: Paylist at 5.0 against Finance Tracker's 4.4. Paylist also leads on review sentiment (100% vs 63%) and update cadence (every 4 days vs fortnightly). Finance Tracker's advantage is ratings volume (112 vs 1) and device support (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $2.99 per month and Paylist sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Paylist holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Finance Tracker has 112 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 63% of Finance Tracker's written reviews are positive against 100% of Paylist's.
Finance Tracker ships an update fortnightly, Paylist every 4 days. The most recent releases landed on October 20, 2026 and October 11, 2026 respectively.
| Parameter | Finance Tracker | Paylist |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (112 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 63.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 112 — better | 1 |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone |
| Requires iOS | 17.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 139 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | DesignTech SIA | 权东 李 |
Customer experience
Finance Tracker
Paylist
Bugs and requests
Finance Tracker
Reported bugs
20 issues- App crashes when opening or using basic features
- Crashes when typing in Title field on iPad
- Full page gray screen when adding transactions
- Sync not working correctly on Mac app
- Budget section crashes when clicked
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- CSV import causes app crashes
- Shortcuts automation fails with Apple Pay
- Negative symbol cannot be entered for loan accounts
- Amount field bugs with certain currencies
- Decimal amount entry rounds incorrectly
- Multiple categories per transaction doubles amounts
- Remaining balance calculation shows negative incorrectly
- Charts and graphs not displaying
- Shared account sync issues between users
- Forced close every 10-20 seconds after updates
- App becomes laggy with thousands of transactions
- Language settings cannot be changed
- Lifetime purchase button non-functional
- Archived accounts disappear without warning
- Revenue popup closes immediately losing data
Requested features
26 requests- Automatic bank account synchronization (Saltedge integration)
- Direct transfers between accounts
- Multi-currency support with real-time conversion
- Zero-based budgeting option
- Monthly and yearly expense reports
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- Bi-weekly and four-weekly payment scheduling
- Credit card statement tracking
- Payee list for quick transaction entry
- Projected balance forecasting
- Multiple journal/account set support
- Ability to hide account balances from home screen
- Lend and borrow functionality
- Customizable app icons
- Time-range filtering for transactions
- Category-wise expense summation
- Monthly trend analysis and charts
- Sub-categories support
- Negative amount entry for loan accounts
- Balance adjustment to match bank records
- YouTube tutorial for app guidance
- Improved Siri Shortcuts with complete fields
- Faster transaction addition process
- Contact details on transactions
- Manual account sorting
- Larger/adjustable popup windows
- Better button placement and organization
Paylist
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Finance Tracker
- Monthly$2.991 Month
- Yearly7 Days trial$9.991 Year
- Accountit Plus Lifetime$19.99
Paylist
- Paylist Premium (Monthly)1 Month trial$1.991 Month
- Paylist Premium (Yearly)1 Month trial$16.991 Year
- Paylist Premium (Lifetime)$19.99
Questions
Is Finance Tracker free?
Is Paylist free?
Which has better reviews, Finance Tracker or Paylist?
Do Finance Tracker or Paylist have ads?
Which is updated more often, Finance Tracker or Paylist?
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