VÚB Banking vs MúzaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VÚB Banking
Manage all your domestic and foreign payments in one place. Access an improved cards area for quick information retrieval and update your profile online. Set saving goals and stay informed with unified notifications.
- Domestic and foreign payments
- Improved cards area
- Online KYC update
- Personalized offers
- Unified notifications
- Goal-based saving
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This evolution goes far beyond the new look: following Accessibility principles, features have been simplified, new functionalities introduced, and existing ones enhanced. • A unique feature to perform all your payments such as Domestic or Foreign Payments, all in one place; • An improved Cards area to quickly find all the information you are looking for. • Online KYC update: keep your profile information up to date directly in the app. • My Offer: all your personalized offers, campaigns, and eligible products in one place. • Unified Notifications & Messages: stay informed and updated in a single area. • Saving Goals: #withSAVE 2.0, now with goal-based saving. • Improved navigation, refined layouts, and performance upgrades for a more intuitive experience. Explore the new version and enjoy a smoother, smarter way to bank every day.
MúzaPay
This app allows for quick and secure QR code payments for benefits. Forget physical cards or codes; simply use your phone to pay at partner locations and online. It offers biometric security and a clear transaction history.
- Fast QR payments
- Biometric security
- Transaction overview
- Eco-friendly solution
- Instant notifications
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Aim, pay, done. MúzaPay brings lightning-fast QR benefit payments. Forget plastic cards, paper vouchers, and SMS codes — all you need is your phone. It’s as simple as it gets. - Fast QR payments with no waiting - Biometric security (Face ID / fingerprint) - Full overview of transactions and balances - Eco-friendly, zero-plastic solution - Instant payment notifications Connect your benefit account and pay effortlessly with your phone — at partner locations and online stores. Fast, convenient, and secure.
Screenshots
Verdict
The clearest difference is rating: VÚB Banking at 3.2 against MúzaPay's 1.0. VÚB Banking also leads on ratings volume (58 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VÚB Banking holds the better App Store score, 3.2 against 1.0. That said, the two scores are not equally well evidenced: VÚB Banking has 58 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 2% of VÚB Banking's written reviews are positive against 0% of MúzaPay's.
VÚB Banking ships an update every 6 weeks, MúzaPay monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | VÚB Banking | MúzaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (58 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 2.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 58 — better | 1 |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 242 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | VÚB, a.s. | Benefit Plus |
Customer experience
VÚB Banking
MúzaPay
Bugs and requests
VÚB Banking
Reported bugs
18 issues- App crashes on startup and during transactions
- Notifications arrive hours late or multiple times
- Payments not showing in real-time or for days
- Cannot change ATM withdrawal limits
- Push notifications still route to old app
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- Cannot activate on multiple devices
- QR code scanning fails frequently
- App freezes and requires reactivation
- Account reactivation doesn't work properly
- Cannot copy account numbers easily
- Credit card payment shows 0 amount
- Floating panel covers half the screen
- Filters don't work properly
- Camera access prompt appears repeatedly
- Data migration from old app incomplete
- Payment confirmation notifications unreliable
- Cannot pair with internet banking
- Hamburger menu navigation issues on iOS
Requested features
18 requests- Dark mode option
- Pending/planned transactions overview in one place
- Quick access payment button on home screen
- Account balance display on main screen
- Batch notification management
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- Multi-device support
- Business account integration
- Ability to change payment limits in app
- Personalized account naming
- Transaction balance display at point of payment
- Viamo quick money sending feature
- Card statistics and details in unified view
- Lazy loading and caching for performance
- Automatic login option
- Better IBAN/account number copying
- English language support
- Investment portfolio visibility
- Standing order monthly summary
MúzaPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VÚB Banking
No in-app purchases
MúzaPay
No in-app purchases
