Comparison

Mala’ati vs OMPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mala’ati

Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.

Highlights
  • Access credit reports
  • Self-inquiry platform
  • Financial information access
  • Mobile convenience
Features
Read full description

Mala'ati is self-inquiry platform for individuals. The platform will help you access to your credit report anytime and anywhere.

About

OMPAY

Manage your money, send international remittances, and make payments with this secure digital wallet. It offers fast, seamless transfers for personal and business use, connecting you globally.

Highlights
  • Secure digital wallet
  • International remittances
  • Online payment processing
  • QR-based payments
  • In-chat domestic transfers
  • Competitive exchange rates
Features
Read full description

OMPAY – The Smarter Way to Pay! OMPAY by Omantel has reimagined the way you manage your money, send international remittances, and make payments. Our wallet solution offers fast, secure, and seamless transfers, giving you the freedom to connect with family, friends, and businesses across the globe. OMPAY Wallet is a comprehensive, licensed financial platform that brings you everything you need in one place: Key Features: Secure Wallet: Store your money, cards, and other financial assets in a safe, easy-to-use digital wallet. Account Issuance: Get secure, user-friendly e-wallet services for everyday transactions. In-Chat Transfers: Send instant domestic transfers within a closed-loop system. Payment Gateway: Safe and efficient online payment processing for businesses and consumers. Payment Aggregator: Streamline transactions by integrating multiple payment methods into one platform. QR-Based Payments: Enjoy quick, contactless payments via QR codes. Cross-Border Remittances: Send money internationally with competitive rates and swift delivery to over 200+ countries. Why OMPAY? • Superior Rates & Low Fees: Enjoy competitive exchange rates with transparent charges. • Financial Inclusion: Access essential financial services, especially for underserved communities. • Secure & Reliable: Powered by cutting-edge fintech infrastructure for your peace of mind. With OMPAY, experience a better, safer way to manage and send money globally. Download the app now and keep your loved ones and business connected, no matter where they are!

Screenshots

Mala’ati4 screens
OMPAY4 screens

Verdict

The call

The clearest difference is review sentiment: Mala’ati at 50% against OMPAY's 0%. OMPAY's advantage is rating (3.4 vs 2.7) and update cadence (monthly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OMPAY holds the better App Store score, 3.4 against 2.7. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews complicate that: 50% of Mala’ati's written reviews are positive against 0% of OMPAY's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Mala’ati ships an update every 4 months, OMPAY monthly. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Mala’ati versus OMPAY: the parameters behind the verdict, then further details
ParameterMala’atiOMPAY
PriceFreeFree
Rating2.7 (3 ratings)3.4 (5 ratings) — better
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings35 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size41 MB161 MB
Age rating17+4+
DeveloperOman Credit & Financial Information Centre (Mala'a)Global Financial Technology

Customer experience

Mala’ati

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

OMPAY

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Mala’ati

No in-app purchases

None

OMPAY

No in-app purchases

Questions

Is Mala’ati free?
Mala’ati is free to download, with no in-app purchases.
Is OMPAY free?
OMPAY is free to download, with no in-app purchases.
Which has better reviews, Mala’ati or OMPAY?
OMPAY is rated higher. Mala’ati averages 2.7 out of 5 from 3 ratings, while OMPAY averages 3.4 from 5 ratings.
Do Mala’ati or OMPAY have ads?
Neither Mala’ati nor OMPAY shows ads.
Which is updated more often, Mala’ati or OMPAY?
Mala’ati ships an update every 4 months, and OMPAY monthly. Most recently, Mala’ati was updated on October 4, 2026 and OMPAY on October 9, 2026.

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