Comparison

SMEXpert vs SMart Remit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SMEXpert

This app supports the SME ecosystem by providing knowledge, financial solutions, and market outreach. Business owners can access training, automation assistance, export capabilities, and digital marketing. Users can also find deals, participate in charity, and gain business insights.

Highlights
  • Financial inclusion for SMEs
  • Business growth support
  • International Halal market outreach
  • Digital marketing platform
  • Training and upskilling
  • Customizable financial solutions
Features
Read full description

SMEXpert by Bank Islam is created with the aim of improving business practices through financial inclusion. It is a mobile application dedicated to support the SME ecosystem to enable SMEs to grow their business with ease by having the right knowledge, customised financial support and international Halal market outreach. Whether you are a Business Owner or a Customer, App Users can use SMEXpert to: β€’ Enjoy attractive deals for business and consumer from our business partners β€’ Enrol in training and upskilling with our qualified partners β€’ Equip your business to be future ready with automation assistance β€’ Push international boundaries through export capabilities, with assistance from relevant government agencies β€’ Advertise your products and services on a digital marketing platform (subject to terms & conditions) β€’ Participate in Sadaqa House charity contribution via the app β€’ Gain knowledge from credible business articles and insights β€’ Find the right financial solution that is customisable to suit your business or personal needs β€’ Search for suppliers and/or conduct business matching and networking β€’ Get the know-how on obtaining Halal certification for your products and services β€’ Be part of the Halal Ecosystem that will open up limitless possibilities and opportunities for your business β€’ Apply for Islamic Banking Facilities that will help propel your business further To get started, download the app and signup as Member. In our continuous effort to improve our SMEXpert mobile application, we look forward to your feedback and suggestions.

About

SMart Remit

Features
Read full description

Easily, safely, and securely send money overseas with SMart Remit, a signature brand of Suria Muhabat Sdn Bhd. We offer a fast, convenient, and practical way for sending money internationally. Our Mobile App makes your experience of sending money a breeze with our great FX rates, low service fee and no hidden charges. SMart Remit features the following services: - Send money to Beneficiary’s bank account in the designated countries - Currency converter to check on the conversion rate before sending money - Real Time viewing on rates - Transparent publishing of service fee – depending on corridor - Payment through Financial Process Exchange (FPX) gateway - Real Time tracking of your transactions - View transactions history - Prompt notifications on the activity via sms and email - Manage beneficiaries - Manage your information Simple steps to get started: 1. Register or sign up for SMart Remit and get verified at any Suria Muhabat Sdn Bhd branches by providing your original ID. 2. Once done and upon your account activation, you can start using SMart Remit. Simple steps to send money using SMart Remit 1. Choose or add beneficiaries 2. Set up a transfer by calculating the amount you wish to send 3. Make payment through FPX maintain with your bank in Malaysia How to check FX rates with our currency converter With the currency converter built into our app, you can check at anytime and anywhere the exchange rate of the designated country. Enter the desired amount into the currency converter, choose your destination, and we'll show you precisely how much you'll pay. No more complicated methods to send money overseas. Sign Up Now No sign-up fee and available 24/7, 365 days. Download the app now and enjoy the delightful experience. For any enquiries, please call us at 03-89452270 or write to customercare@suriamuhabat.com.my

Screenshots

SMEXpert4 screens
SMart Remit4 screens

Verdict

The call

The clearest difference is update cadence: SMart Remit at every 6 weeks against SMEXpert's every 9 months. SMart Remit also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SMEXpert ships an update every 9 months, SMart Remit every 6 weeks. The most recent releases landed on October 6, 2026 and October 19, 2026 respectively.

Scorecard2 real differences Β· 6 level
SMEXpert versus SMart Remit: the parameters behind the verdict, then further details
ParameterSMEXpertSMart Remit
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 9 monthsEvery 6 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.413.0 β€” better
Further details β€” not scored
Size60 MB37 MB
Age rating4+4+
DeveloperBank Islam Malaysia BhdSURIA MUHABAT SDN. BHD.

In-app purchases

None

SMEXpert

No in-app purchases

None

SMart Remit

No in-app purchases

Questions

Is SMEXpert free?
SMEXpert is free to download, with no in-app purchases.
Is SMart Remit free?
SMart Remit is free to download, with no in-app purchases.
Do SMEXpert or SMart Remit have ads?
Neither SMEXpert nor SMart Remit shows ads.
Which is updated more often, SMEXpert or SMart Remit?
SMEXpert ships an update every 9 months, and SMart Remit every 6 weeks. Most recently, SMEXpert was updated on October 6, 2026 and SMart Remit on October 19, 2026.

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