EnrichMoney vs SMart Remit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EnrichMoney
This e-wallet allows you to earn and redeem points or cashback on your spending, both at home and abroad. It offers convenient travel payments, localized spending with zero fees, expense tracking, and robust security features to manage your funds and card.
- Earn EnrichMoney Points or cashback
- Visa prepaid card for spending
- Zero transaction fees on overseas spends
- Real-time expense tracking
- Customizable security features
- Instant reload and withdrawal
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EnrichMoney app - The Essential Traveller’s e-Wallet powered by Merchantrade Asia Sdn. Bhd. EnrichMoney takes your travel and lifestyle experiences to a whole new level whenever you journey abroad or at home. Travel, shop, dine and more— you’ll be rewarded with EnrichMoney Points whenever you spend in store or online with your EnrichMoney Visa prepaid card. You can choose to earn Points or redeem cashback on transactions, and get even more cashback when you top up your e-wallet with Enrich Points. CONVENIENT: Travel light when you explore the world and pay with your Visa prepaid card. Need immediate funds? Just reload and withdraw instantly. LOCALISED SPENDING: Lock-in some of the best currency exchange rates and enjoy zero transaction fees on overseas spends. TRACKING: Watch where your money goes. Track and categorise expenses in one place. SECURE: Safeguard your e-wallet and card with customisable security features that gives you total control. In the event of theft, lock the card immediately. REWARDING: Earn EnrichMoney Points or redeem them for cashback when you spend with Visa merchants worldwide.
SMart Remit
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Easily, safely, and securely send money overseas with SMart Remit, a signature brand of Suria Muhabat Sdn Bhd. We offer a fast, convenient, and practical way for sending money internationally. Our Mobile App makes your experience of sending money a breeze with our great FX rates, low service fee and no hidden charges. SMart Remit features the following services: - Send money to Beneficiary’s bank account in the designated countries - Currency converter to check on the conversion rate before sending money - Real Time viewing on rates - Transparent publishing of service fee – depending on corridor - Payment through Financial Process Exchange (FPX) gateway - Real Time tracking of your transactions - View transactions history - Prompt notifications on the activity via sms and email - Manage beneficiaries - Manage your information Simple steps to get started: 1. Register or sign up for SMart Remit and get verified at any Suria Muhabat Sdn Bhd branches by providing your original ID. 2. Once done and upon your account activation, you can start using SMart Remit. Simple steps to send money using SMart Remit 1. Choose or add beneficiaries 2. Set up a transfer by calculating the amount you wish to send 3. Make payment through FPX maintain with your bank in Malaysia How to check FX rates with our currency converter With the currency converter built into our app, you can check at anytime and anywhere the exchange rate of the designated country. Enter the desired amount into the currency converter, choose your destination, and we'll show you precisely how much you'll pay. No more complicated methods to send money overseas. Sign Up Now No sign-up fee and available 24/7, 365 days. Download the app now and enjoy the delightful experience. For any enquiries, please call us at 03-89452270 or write to customercare@suriamuhabat.com.my
Screenshots
Verdict
The clearest difference is iOS requirement: SMart Remit at 13.0 against EnrichMoney's 15. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EnrichMoney ships an update every 5 weeks, SMart Remit every 6 weeks. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.
| Parameter | EnrichMoney | SMart Remit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 36.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15 | 13.0 — better |
| Further details — not scored | ||
| Size | 155 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | MALAYSIA AIRLINES BERHAD | SURIA MUHABAT SDN. BHD. |
In-app purchases
EnrichMoney
No in-app purchases
SMart Remit
No in-app purchases
