Comparison

Xpollens Authenticator vs Olkypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xpollens Authenticator

Secure your online payments and sensitive banking operations with this mobile app. It sends notifications for each sensitive transaction, prompting you to verify details and authenticate using your preferred method.

Highlights
  • Secure online payments
  • Sensitive banking operation security
  • Transaction verification notifications
  • Strong authentication options
  • QR code integration
Features
Read full description

Si votre établissement de paiement vous a fourni un QR Code adéquat, vous pouvez utiliser cette application mobile pour sécuriser vos paiements sur internet et vos opérations bancaires sensibles. A chaque opération sensible, vous recevrez une notification dans cette application vous invitant à vérifier les paramètres de l'opération en question et à la valider par une authentification forte de votre choix. Vos codes secrets ne vous seront jamais demandés, ne les communiquez à personne, sous aucun prétexte.

About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
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Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

Screenshots

Xpollens Authenticator4 screens
Olkypay4 screens

Verdict

The call

The clearest difference is review sentiment: Xpollens Authenticator at 40% against Olkypay's 29%. Olkypay's advantage is iOS requirement (12.0 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 11, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
Xpollens Authenticator versus Olkypay: the parameters behind the verdict, then further details
ParameterXpollens AuthenticatorOlkypay
PriceFreeFree
Rating—4.0 (2 ratings) — better
Positive reviews40.0% of reviews — better28.6% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS1512.0 — better
Further details — not scored
Size55 MB98 MB
Age rating4+4+
DeveloperXpollensolkyrent sa

Customer experience

Xpollens Authenticator

Written reviews15 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Olkypay

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

Xpollens Authenticator

No in-app purchases

None

Olkypay

No in-app purchases

Questions

Is Xpollens Authenticator free?
Xpollens Authenticator is free to download, with no in-app purchases.
Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Do Xpollens Authenticator or Olkypay have ads?
Neither Xpollens Authenticator nor Olkypay shows ads.
Which is updated more often, Xpollens Authenticator or Olkypay?
Xpollens Authenticator ships an update every 2 months, and Olkypay every 2 months. Most recently, Xpollens Authenticator was updated on October 11, 2026 and Olkypay on October 6, 2026.

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