TiBank vs OweMe

The New and redesigned Digital Banking experience now includes more tools to make life easier. Find out what benefits using TiBank : • Detailed overview of all your products and history with Tirana Bank • Transfers between your own accounts and to third parties • Domestic and International outward transfers • Credit Card Repayment in real time • Bill & Utility payments • Personal Finance Management offers: • Categorization of all transactions • Creation of saving plans • Design budget categories • Customized view of the application based on your preferences • Online Term Deposit creation • Online status change of your debit and credit cards • Online Mobile TopUp and offer activation • Direct contact with Bank via Message Box • Exact location of our ATM & Branches network

OweMe keeps track of who paid what in your group — trips, flatshares, dinners, holidays — and works out who owes whom in the fewest possible transfers. Settling up is a sentence, not a transaction: OweMe never touches your money, your card or your bank. SPLIT ANY WAY • Equal, exact amounts, percentages or shares • More than one payer on a single expense • Recurring expenses for rent and bills • 156 currencies, each settled on its own • See who paid each expense at a glance SETTLE UP IN THE FEWEST TRANSFERS • Who owes whom, per group and across all your groups • Record a payment in two taps; the other person confirms it • Every change stays on the record, so nobody has to argue from memory MADE FOR GROUPS • Invite friends with a link or a QR code — free on every plan • Notifications when someone adds an expense that involves you • Export any group as CSV, and your whole account as JSON PRIVATE BY DESIGN • No ads, no tracking, no analytics SDKs • Receipts are read on your phone — the photo never leaves it • Delete your account in the app, any time FREE, FOREVER Splitting, balances and settling up are free and always will be. The free plan includes 3 groups, 300 expenses per group, 90 days of browsable history and 3 receipt scans a month. OWEME PREMIUM • Unlimited groups, history and expenses • Offline mode for all your groups • Unlimited receipt scanning, split item by item • Currency conversion on a rate you set • PDF export of any group • Add people who are not on OweMe by name Premium is a monthly or yearly subscription. The yearly plan starts with a 7-day free trial. PREMIUM GROUP Upgrade a single group for 90 days, for everyone in it, with one payment. It brings offline mode, PDF export, unlimited receipt scanning and full history to that group, and it never renews. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for the renewal within the 24 hours before the period ends. You can manage or cancel it in Settings → your name → Subscriptions. Any unused part of a free trial ends when you buy a subscription. Terms of Use: https://owemeapp.com/terms Privacy Policy: https://owemeapp.com/privacy