Equity Mobile vs Tando
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equity Mobile
Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.
- Instant account opening
- View account balances and transactions
- Pay bills and buy goods
- Send money locally and internationally
- Block lost cards
- Borrow and manage loans
- Biometric sign-in
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Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)
Tando
This app allows users to spend Bitcoin in Kenya by converting it to M-Pesa. You can purchase goods, pay bills, and send money directly from your Bitcoin Lightning wallet to anyone in the country with no transaction fees.
- Spend Bitcoin via M-Pesa
- Pay bills with Bitcoin
- Send money with Bitcoin
- Zero transaction fees
- Bitcoin Lightning wallet integration
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Tando lets anyone experience life entirely on the bitcoin standard. Spend bitcoin anywhere M-Pesa is accepted in Kenya with zero transaction fees! Buy goods, pay bills, and send money from your Bitcoin Lightning wallet to anyone in Kenya. Privacy Policy - https://tando.me/privacy.htm Terms of Use - https://tando.me/terms.htm
Screenshots
Verdict
The clearest difference is review sentiment: Tando at 100% against Equity Mobile's 74%. Tando also leads on rating (5.0 vs 4.8). Equity Mobile's advantage is ratings volume (6.2K vs 4) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tando holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Equity Mobile has 6.2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 74% of Equity Mobile's written reviews are positive against 100% of Tando's.
Equity Mobile ships an update fortnightly, Tando every 6 weeks. The most recent releases landed on September 30, 2026 and June 5, 2026 respectively.
| Parameter | Equity Mobile | Tando |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.2K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 74.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 6.2K — better | 4 |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 203 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Equity Group Holding | Tando Ltd |
Customer experience
Equity Mobile
Tando
Bugs and requests
Equity Mobile
Reported bugs
5 issues- Unable to log in after app updates
- Verification options not working
- Buy goods and Paybill services not functioning
- Transactions not reflecting in account
- App crashes on launch
Requested features
5 requests- Download and view transaction receipts
- Access account statements for specific dates
- Integrate with mobile money services
- Add virtual card feature
- Improve multi-factor authentication
Tando
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Equity Mobile
No in-app purchases
Tando
No in-app purchases
