Envy vs Jotfi

================== Recent 5-Star Reviews ================== "Love the simplicity of this app. We don't want to carry cash around but wanted to still utilize the envelope system. This is the best app so far." "I've gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn't offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn't require me to put in all my bills and total salary." "Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface." ================== Envy ================== After trying all the popular budgeting apps for years and running into the same issues over and over again.... • Ridiculous subscription models • Continually recategorizing transactions • Security concerns over linking cards and accounts • Complicated graphs and features • Long latency to update recent transactions • Creating login accounts over and over again • Verifying credentials repeatedly ...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all. • Create unlimited envelopes to organize your budget and manage your money easily* • Sync across your iPhone and iPad through your own iCloud. No accounts, no passwords, no servers in the middle. • Share a budget with a partner. Both sides see the same envelopes update in real time. • Set savings goals with target amounts and deadlines. See how much to set aside per day to hit every goal on time. • Track debts and money set aside separately, so they don't muddle your spendable total. • Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature) • Rename envelopes and update their budget without losing transactions. • Move transactions easily from one envelope to another • Start envelopes with negative balances if you're carrying a debt or an overspend • See all your transactions in one place outside of each category • Enter and edit transactions in under 5 seconds • Editorial Insights show where your money goes, month over month • Export your transactions as a CSV • Custom sorting or sort by date, transaction, amount, name, deposit and color • Based on your local currency • Light and dark mode that follow your system • Dedicated solo developer that responds to emails :) ~~~~~~~~~~~~~~~~~~~~~~~~~~~ ****TRY BEFORE YOU BUY • Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.

Jotfi is the fastest expense tracker on iOS. No forms. No dropdowns. No friction. Just type - and it's logged. Type "4.50 coffee" and you've logged a $4.50 coffee. Type "18 uber #work" and it's tagged to work. Type "65 dinner #food #date" and it's stacked with multiple tags. That's it. WHY JOTFI : Most expense apps slow you down. You tap through categories, pick dates, fill in fields - by the time you're done, you've forgotten why you opened the app. Jotfi works at the speed of thought. You type one line the moment you spend. Natural, fast, and actually something you'll stick with. HOW IT WORKS : → Just the amount: type "12" → logged as cash → Add a note: type "4.50 coffee" → logged with note → Add a tag: type "18 uber #work" → organised by category → Stack tags: type "65 dinner #food #date" → as many tags as you need No date picking - entries are timestamped automatically. No category tapping - tags are inline, fast, and yours. No mandatory notes - sometimes you just spent cash. FEATURES : • Instant text entry - one line, done • Smart tag system - #tag anything, filter by anything • Daily and monthly view - see exactly where your money goes • Calendar history - browse spending day by day, month by month • Monthly spending recap - automatic summary with trends • Export to CSV or plain text - your data, your way • Works fully offline - no account, no sync required • Dark mode - looks great in any lighting JOTFI PRO : Free users can log up to 4 entries per day and use up to 2 tags. That's enough to try it out. Upgrade to Pro for: • Unlimited entries - no daily or monthly caps • Unlimited tags - organise as many categories as you need • Export your data - CSV and plain text, anytime • Custom app theme - light, dark, or system PRIVACY : Everything stays on your device. No account required. No data sent anywhere. No ads. Ever. PERFECT FOR : • Daily spending tracking • Travel expense logging • Work expense tracking • Freelancer and contractor expenses • Anyone who wants a simple, fast money diary Stop letting small expenses go untracked. Open Jotfi, type one line, move on with your day. -------------------------------- Terms of Use: https://jotfi.mojostack.co.uk/terms Privacy Policy: https://jotfi.mojostack.co.uk/privacy Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID settings.