Imprint App vs SAFE Budgeting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Imprint App
This app allows you to apply for and manage branded loyalty credit cards. Earn unlimited rewards on purchases, with bonus points at favorite brands. Securely manage your account, view statements, and make payments.
- Apply for branded loyalty cards
- Earn unlimited rewards
- Bonus rewards at favorite brands
- Virtual card for immediate spending
- Account activity and statement access
- Payment management
- Tap to Pay with Apple Pay
- Two-factor authentication
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Imprint builds loyalty credit cards with your favorite brands to reward you for the things you love. Apply for a Card View our cards at www.imprint.co/programs and apply for one you like. Unlimited Rewards Earn rewards for every purchase you make with your card. Earn even more when shopping at your favorite brands! * Manage Your Card Suggestion: Start spending immediately with your virtual card. Get full access in a single app – account activity, statements, payment management, rewards, and more. Tap to Pay Easily add your cards to Apple Pay to keep access at your fingertips. Security We are fully compliant with the Payment Card Industry Data Security Standard (PCI DSS) for data encryption. We also support two-factor authentication (2FA), TouchID / FaceID, and PIN security. About Us Imprint is a financial technology company, not a bank. Cards issued by First Electronic Bank, pursuant to licenses from Visa® USA Inc & from Mastercard® International Incorporated. *Learn more about terms & conditions at www.imprint.co
SAFE Budgeting
This personal finance app prioritizes your privacy by keeping your financial data on your device or in your encrypted iCloud. It offers robust budgeting, forecasting, and reporting tools, with optional bank syncing and receipt scanning.
- On-device data storage
- Encrypted iCloud sync
- Optional bank syncing (SimpleFIN/Plaid)
- Receipt OCR and item splitting
- Loan and debt payoff planning
- Mortgage and tax projections
- Retirement and savings goal planning
- Cash-flow forecasting
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SAFE Budget is the personal finance app where your money stays with you. Your ledger lives in the app's protected storage on your devices and in your own private — or explicitly shared — iCloud. SAFE Budget operates no financial-data server. NEW IN 2.0: SIMPLER EVERYWHERE, MADE FOR IPHONE DUO - Five tabs that never move: Home, Transactions, Plan, Accounts and Insights. - Plan › Bills is one list: bills, subscriptions, recurring charges and loan payments, grouped by month, with the ones we found in your bank ready to confirm. - One "Needs attention" inbox replaces the scattered review counters. - On iPhone Duo, the cover screen is a focused phone budget; unfold it for a sidebar and more room. Folding or unfolding mid-entry keeps your place and anything you were typing. SAFE TO SPEND, NOT JUST A BUDGET Safe to Spend is the lowest your balance is projected to reach before your next paycheck — after bills, debt payments and your safety cushion. See the math behind it any time. PRIVATE BY ARCHITECTURE No account to create and no hosted ledger backend. Synced ledger values use CloudKit encrypted fields, and attachments use CloudKit assets. Apple documents these as end-to-end encrypted when Advanced Data Protection is on; otherwise they are encrypted in transit and on Apple's servers under standard iCloud protection. Unlocking the app uses your device's own Face ID, Touch ID or passcode. CONNECT A BANK ONLY IF YOU WANT TO - Apple Wallet: link Apple Card, Apple Cash and Savings through Apple's FinanceKit. Read on your iPhone, stored in your ledger, never sent to the developer. Off until you turn it on; revocable in Settings. - Bank sync through SimpleFIN, or bring your own Plaid developer keys. Credentials stay in your Keychain. SimpleFIN and Plaid are independent services you authorize directly and process bank data under their own privacy policies. - Or type a balance in and import a file — CSV, OFX/QFX or CAMT.053. PLANNING THAT GOES BEYOND BUDGETING - Budget envelopes with rollover, and Move Money between them - Savings goals with a required-contribution solver - Loans and debt payoff (avalanche vs. snowball) - Mortgage analytics: equity, LTV, PMI, payoff dates, affordability - Tax estimate: brackets, FICA and withholding (an estimate, not tax advice) - Retirement and 401(k) projections, home project budgets FORECASTS, INSIGHTS AND REPORTS A day-by-day running balance from your real pay dates and bills, a what-if slider, and a long-term net-worth forecast with conservative, expected and optimistic bands. Reports for spending, income vs. expense, cash flow, net-worth trend and a money-flow Sankey, plus a report builder. RECEIPTS AND WARRANTIES On-device text recognition reads receipts — every page — so you can split a purchase line by line. Track warranties and get a heads-up before coverage ends. HOUSEHOLD SHARING Invite a partner through Apple's CloudKit sharing, with owner, editor and guest permissions. Settle Up keeps shared expenses fair. ACROSS YOUR APPLE DEVICES Native SwiftUI for iPhone, iPhone Duo, iPad, Mac and Apple Watch. Widgets that redact when your device is locked, Siri ("What's left in SAFE Budget", "Mark a bill paid in SAFE Budget"), Control Center quick add and keyboard shortcuts. NO ADS. NO DATA SELLING. NO TRACKING. No advertising, no analytics, no advisory commission and no developer-operated ledger server. PRICING Free to download, and your first month of SAFE Budget Plus is free. Then $9.99 a year, or $29.99 once for lifetime. Family Sharing supported. If your subscription ends, you can still export everything you saved, at any time, without paying again. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gallahadd.com/privacy-safebudget.html
Screenshots
Verdict
Imprint App and SAFE Budgeting both sit at 4.9 stars, but that hides the real split: 100% of SAFE Budgeting's written reviews are positive against 52% of Imprint App's. SAFE Budgeting also leads on update cadence (every 2 days vs every 9 days) and device support (4 vs 1). Imprint App's advantage is in-app purchases (none vs 2) and ratings volume (27K vs 1). On price, rating and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SAFE Budgeting sells 2 in-app purchases, starting at $9.99 per year. Imprint App asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Imprint App against 5.0 for SAFE Budgeting. That said, the two scores are not equally well evidenced: Imprint App has 27K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 52% of Imprint App's written reviews are positive against 100% of SAFE Budgeting's.
Imprint App ships an update every 9 days, SAFE Budgeting every 2 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | Imprint App | SAFE Budgeting |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (27K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 52.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 27K — better | 1 |
| Update frequency | Every 9 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Best chart rank | #143 — better | — |
| Devices | iPhone | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 119 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Imprint Payments, Inc. | Gallahadd Software LLC |
Customer experience
Imprint App
SAFE Budgeting
Bugs and requests
Imprint App
Reported bugs
3 issues- App stuck in endless login loop
- Unable to link bank account
- Incorrect account information displayed
Requested features
4 requests- Receive purchase notifications
- Ability to link multiple bank accounts
- Integrate with budgeting apps
- Redeem rewards in-store
SAFE Budgeting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Imprint App
No in-app purchases
SAFE Budgeting
- SAFE Budget Plus1 Month trial$9.991 Year
- SAFE Budget Plus Lifetime$29.99
Questions
Is Imprint App free?
Is SAFE Budgeting free?
Which has better reviews, Imprint App or SAFE Budgeting?
Do Imprint App or SAFE Budgeting have ads?
Which is updated more often, Imprint App or SAFE Budgeting?
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