Pesa (Formerly Pesapeer) vs Splitfolk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pesa (Formerly Pesapeer)
Send and receive money internationally with zero fees and competitive exchange rates. Manage multiple currency wallets, convert currencies seamlessly, and enjoy instant transfers to numerous countries. The app also offers a referral program to earn extra cash.
- Send and receive money internationally
- Zero transfer fees
- Competitive exchange rates
- Manage multiple currency wallets
- Seamless currency conversion
- Instant money transfers
- Referral program to earn cash
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Send and receive money globally, in time and without any fees. Imagine a smaller world. Zero financial restrictions and all the possibilities. Your Pesa account gives you access to instant money transfers in life’s crucial moments. Manage multiple currency wallets and save your money and time when you send money in 5 minutes or less, with no transaction fees and exchange rates that don’t bite. Send & Receive Money Set up your Pesa account in minutes and join thousands of users sending and receiving money internationally with ease, at zero cost and the absolute best exchange rates in the market. Send money to Kenya, Ghana, the United Kingdom, the EU, Nigeria, India, the Philippines, and many more countries. Zero fee Money transfers Enjoy free money transfers from Canada, Nigeria and the UK to over 50 countries. Your international money transfers will be at no cost when you send with Pesa. Zero transfer fees and no hidden fees. Experience all the freedom when you send with Pesa. Manage multiple currencies Effortlessly hold and transfer funds in various currencies. Experience the convenience of seamlessly managing currencies at the best rates and sending money globally from anywhere in the world. With the flexibility of exchanging at the best rates and sending money globally, regardless of your location, our platform provides easy access to multi-currency transfers. You can send money from CAD (Canadian Dollar) to INR (Indian Rupee), NGN (Nigerian Naira), PHP (Philippines Peso), GBP (Great British Pounds), GHS (Ghanaian Cedi), KES (Kenyan Shilling), UGX (Ugandan Shilling), EUR (Euro) and many more. Earn with Pesa Take advantage of Pesa referral and start earning extra cash for getting people to #sendwithpesa. By inviting your friends to use Pesa for their cross border money transfers, you can earn unlimited cash. Join the thousands of satisfied users in Canada and the UK who are already enjoying the benefits of borderless payments with no fees on Pesa. Don't miss out on this opportunity to earn while helping your friends discover a more convenient and seamless way to send money globally. Download the app and share your unique link! Seamlessly convert currencies Join thousands of people experiencing the convenience of Pesa. Send money from Canada, the Uk and Nigeria to India, Ghana, France, Kenya, and more with ease and for free. Dare to go further Take the opportunity to explore the world and Pesa will be with you. Helping you stay connected to places you love with instant international money transfers. **Here’s why you need a Pesa account** - Live internationally and make transfers like a local - Hold and manage multiple currencies in one account - Never worry about hefty transfer fees or frustrating processes. Enjoy free transfers with every transaction when you send money abroad with Pesa. - Seamlessly convert your currencies on the go - Always safe. Always secure. - Track your transactions. Stay updated with instant notifications on your transactions. If you ever need assistance, you can send a mail to support@pesa.co or use the in-app chat option. Pesa LLC is registered and regularized in Canada by the Financial Transactions and Report Analysis Center of Canada as a Money Service Business. Rn: M20300281. Pesa LLC is also registered in the United States as a Money Service Business with the United States Financial Crimes Enforcement Network (FinCEN). Rn: 31000231722151. Your transactions are secure and our facial verification and password encrypted platform, security and fraud monitoring tools keep your personal information safe.
Splitfolk
Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.
- Create and manage groups
- Record expenses with custom splits
- View clear settlement plans
- Support for recurring expenses
- Export group records
- Invite members via shareable link
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Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.
Screenshots
Verdict
The clearest difference is review sentiment: Splitfolk at 100% against Pesa (Formerly Pesapeer)'s 40%. Splitfolk also leads on rating (5.0 vs 4.4) and update cadence (daily vs every 3 days). Pesa (Formerly Pesapeer)'s advantage is ratings volume (1.3K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splitfolk holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Pesa (Formerly Pesapeer) has 1.3K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 40% of Pesa (Formerly Pesapeer)'s written reviews are positive against 100% of Splitfolk's.
Pesa (Formerly Pesapeer) ships an update every 3 days, Splitfolk daily. The most recent releases landed on October 22, 2026 and October 12, 2026 respectively.
| Parameter | Pesa (Formerly Pesapeer) | Splitfolk |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.3K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 40.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.3K — better | 1 |
| Update frequency | Every 3 days | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 283 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Pesapeer Inc | TAO CHEN |
Customer experience
Pesa (Formerly Pesapeer)
Splitfolk
Bugs and requests
Pesa (Formerly Pesapeer)
Reported bugs
5 issues- App crashes or freezes during use
- Incorrect exchange rates displayed
- Delayed or failed fund transfers
- Wallet funding issues
- Verification process problems
Requested features
5 requests- Increase maximum transfer limits
- Provide real-time transaction tracking
- Implement a user-friendly interface for desktop/web
- Offer a mobile app for seamless on-the-go transactions
- Expand supported countries and currencies
Splitfolk
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Pesa (Formerly Pesapeer)
No in-app purchases
Splitfolk
No in-app purchases
Questions
Is Pesa (Formerly Pesapeer) free?
Is Splitfolk free?
Which has better reviews, Pesa (Formerly Pesapeer) or Splitfolk?
Do Pesa (Formerly Pesapeer) or Splitfolk have ads?
Which is updated more often, Pesa (Formerly Pesapeer) or Splitfolk?
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